Russ Bray
Senior Loan Officer | NMLS # 449514
I am a Senior Loan Officer with First State Bank of St. Charles and have been in the mortgage industry since 2001.I am very passionate about trying to provide a stress-free experience throughout the entire loan process. Not every client is... Show More
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He got the loan when US bank wouldent even try!
Russ was amazing! Between answering my millions of questions to the constant updates/communication he truly helped calm any anxiety throughout the entire process.
I have worked with Russ on another property purchase and he is pleasant and easy to work with.
Russell had every answer to my questions and did so promptly. He helped me with every question I had and explained how to obtain every bit of information that was needed to keep the paperwork completed both by texting and personally on the...
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Love russ. Great service
Russ was just fantastic to work with from start to finish. He was always quick to respond, and I felt like I could trust his financial advice.
He even responded while on vacation!!!
Communication was great & everything went smoothly as usual! Thank you!
Russ was very helpful and answered all my questions, and there was a lot of them, in a friendly and timely manner.
Great team, great communication
Mr. Bray kept us informed along the entire process. He gave us the best possible rate and the lowest closing costs! I am extremely grateful for the grate deal he got us.
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About
I am a Senior Loan Officer with First State Bank of St. Charles and have been in the mortgage industry since 2001.I am very passionate about trying to provide a stress-free experience throughout the entire loan process. Not every client is the same so it is important to listen first and then be able to provide financial solutions designed to meet each client’s goals. With the ability to lend in all 50 states and having access to all loan products, including Conventional, FHA, USDA, VA, Jumbo, Portfolio, and MHDC, Being able to offer industry low-interest rates and low closing fees on our variety of programs has allowed me to develop close relationships with my clients and continue to work with them for years to come.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
FHA
VA
USDA
First Time Homebuyer
Down Payment Assistance Programs
Nationwide Lending
Jumbo
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 449514
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org