

Top 5%
Ross Varahrami - West Capital Lending Mortgag...
Vice President

I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions... Show More
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Ross and his team explained in detail each of the steps to complete our refinance and kept us up to date throughout the process.
This is the second loan Ross has done for me. he is also working with my daughter on a loan,
He is curious, timely, accurate and everything he says s how it ends up being. I have recommended him to many of my friends and family.
The Refinance is straight forward, Ross did a good job on making everything easy and quick. I would definitely refer his service to my family and friends.
Ross was available and transparent through the entire process. He always kept me informed through every step in the process.
Ross’ knowledge and experience made this an easy, stress-free transaction. Highly recommend Ross and his team.
I'm a repeat customer with Ross and would work with him again without hesitation. Clear communication, no last minute changes. I would recommend him to family and friends. 5 stars.
When i started my refinance application with Ladera i was kind of hesitant to push it forward but i still go on and do it,, and i’m glad i did it, Ross is easy to talk and understandable, I’m glad his the one who handle my Refinance. He make...
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Process was very smooth and efficient.
Very informative and responsive to all of my questions during the whole application process. Also a just a phone call away. Walked me through the whole process.
Timely response and feedback
Wow! I couldn't believe how good the communication was and how fast we closed. Ross and his team were available for questions any time and even reached out to us along the way to know where we were in the process. And, honestly, they had the...
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About
I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions with the lowest interest rates and closing costs available, while making the process as smooth and stress-free as possible.
I’m humbled to be ranked #1 of 968 Mortgage Professionals in Irvine, CA on Experience.com — a reflection of the trust my clients place in me and the dedication I bring to every transaction.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
Mortgage Rate Shopping Assistance
Specialities
Conventional Financing
FHA Financing
FHA Streamline Financing
VA Financing
DSCR - Loans Using Rental Income To Qualify
Jumbo Financing
Home Equity Line of Credit / Home Equity Loan
NON-QM / Bank Statement Loan
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Memberships
- CA DRE
- SAFE
- Experience.com
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- CA - DRE
- TX NMLS
- UT DRE
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Awards
Achievements
- Assisted In Over 1,000 Escrows Closed
- Scotsman Guide Top Originator
- Named Top 1% Loan Officer in Customer Experience Nationwide by Experience.com
Hobbies
- Family-time
- Cooking
- Traveling
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing