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Ross Varahrami - West Capital Lending Mortgag...
Vice President

I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions... Show More
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Ross was wonderful, friendly and well organized. Pleasure to work with him!
I have only great words for Ross and Ladera Lending! Ross and Ladera saved us from a horrible lender who wasn't handling our home refi- properly or professionally. Ross was helpful, understanding, professional and kind. He explained our home...
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Ross's attention to detail, listening, knowledge of the process wand communication was exemplary and most welcome. I would recommend Ross and Ladera to friends and family. I also liked that he "wore a smile" in his voice in all of our verbal...
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from my first interaction with Ross it was all positive and business. I appreciated his follow through and having himself available at any time. I had texted or emailed Ross several times and my reach was promptly responded. Overall very easy...
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Ross really went the extra mile to help me out with all aspects of the loan process. He is a very dedicated professional, and a Superior loan officer! I highly recommend him and Ladera Lending to anyone who is interested in refinancing a home!...
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Very easy process made better with a great rep. Thanks
Clear communication from Ross and his ability to quickly and appropriately respond to our questions.
Ross and team did a great job of keeping us up to date throughout the entire loan process.
This is the second time I've refinanced with Ross and both times I had an excellent experience. He explained everything throughout the process and is is very knowledgeable about the market trends and news. He's also a very nice person and I...
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this was the easiest closing and process ever. highly recommend Ross and his staff.
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About
I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions with the lowest interest rates and closing costs available, while making the process as smooth and stress-free as possible.
I’m humbled to be ranked #1 of 968 Mortgage Professionals in Irvine, CA on Experience.com — a reflection of the trust my clients place in me and the dedication I bring to every transaction.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
Mortgage Rate Shopping Assistance
Specialities
Conventional Financing
FHA Financing
FHA Streamline Financing
VA Financing
DSCR - Loans Using Rental Income To Qualify
Jumbo Financing
Home Equity Line of Credit / Home Equity Loan
NON-QM / Bank Statement Loan
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Memberships
- CA DRE
- SAFE
- Experience.com
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- CA - DRE
- TX NMLS
- UT DRE
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Awards
Achievements
- Assisted In Over 1,000 Escrows Closed
- Scotsman Guide Top Originator
- Named Top 1% Loan Officer in Customer Experience Nationwide by Experience.com
Hobbies
- Family-time
- Cooking
- Traveling
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing