Top 5%
Ross Varahrami - West Capital Lending Mortgag...
Vice President
I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions... Show More
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Wow! We were really impressed with the coming together of three things in our refinance - lowest rate, great service, and quick closing. We had never heard of Ladera before but were encouraged by the good ratings. Sure enough, they offered...
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Wow! We were really impressed with the coming together of three things in our refinance - lowest rate, great service, and quick closing. We had never heard of Ladera before but were encouraged by the good ratings. Sure enough, they offered...
read more
Ross was great throughout the entire process. If I ever needed anything I received a call or text promptly.
This is the second time I have worked with Ross, I will always continue to use him. He has been honest, helpful and trustworthy in the whole process. It is hard to find someone who has your best interest in mind and that you can trust with...
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Ross himself
Ross was great to work with. He made the refinance process smooth and easy and he was always really quick to respond to any questions and help us through the process.
Ross was great to work with. He made the refinance process smooth and easy and he was always really quick to respond to any questions and help us through the process.
Ross made it great! He was always available, quick to answer any questions and made this an enjoyable transaction. Thanks to Ross I was able to lower my interest rate!! Thank you Ross for reaching out and helping me!!!
Sherry Martinez
Ross was very knowledgeable and helpful
What I liked about working with Ross was his integrity. He was upfront about the rates and expected costs before locking a customer in. In my previous transactions, the agent or company wanted me to front load all my personal information before...
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About
I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions with the lowest interest rates and closing costs available, while making the process as smooth and stress-free as possible.
I’m humbled to be ranked #1 of 968 Mortgage Professionals in Irvine, CA on Experience.com — a reflection of the trust my clients place in me and the dedication I bring to every transaction.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
Mortgage Rate Shopping Assistance
Specialities
Conventional Financing
FHA Financing
FHA Streamline Financing
VA Financing
DSCR - Loans Using Rental Income To Qualify
Jumbo Financing
Home Equity Line of Credit / Home Equity Loan
NON-QM / Bank Statement Loan
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Memberships
- CA DRE
- SAFE
- Experience.com
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- CA - DRE
- TX NMLS
- UT DRE
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Awards
Achievements
- Assisted In Over 1,000 Escrows Closed
- Scotsman Guide Top Originator
- Named Top 1% Loan Officer in Customer Experience Nationwide by Experience.com
Hobbies
- Family-time
- Cooking
- Traveling
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing