Ron Ruzicka
Senior Loan Officer | NMLS # 417686
ST Louis Univerisity
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Ron did a great job and made the process very easy.
Ron was always available with the correct answers.
This was the third loan he did for us. Several of our friends and family also used him.
WE loved him!!
Ron is incredible! Super responsive and highly knowledgeable. He made the process easy!
Ron was incredible! He single handedly made our loan go through and we would not have gotten our home without him. He was always available, paid attention to detail and had some great suggestions for thinking outside of the box and finding...
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Ron was able to help us get a loan for our home. In this real estate market we needed a banker who was available to write pre approval letters on weekends and be available to answer questions. Ron was so flexible and timely. He helped us navigate...
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Ron made the entire process easy. He was so knowledgeable, easy to get a hold of, and helped me make this big step in my life. So appreciative of his ability to help navigate this process and make things seem understandable. Will definitely...
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Ron Rocks!!! Thank you for helping us throughout our whole home buying process. You made this all very simple!
Ron Ruzika went out of his way to explain the process and kept our best interests in mind. We have used Ron before and certainly will again should the need arise.
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Ron was thorough and pleasant throughout our entire experience. He was thoughtful and gave great advice on how to make the loan work. I would highly recommend Ron Ruzicka for any home mortgage.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgage products
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Education
- ST Louis UniverisityPsychologyBachelor of Arts in PsychologyAug 1969 -May 1982
Addresses and Serving Areas
Primary Serving Area
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 417686
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org