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Ron Ruzicka - Senior Loan Officer  | NMLS # 417686 in Chesterfield, MO

Ron Ruzicka

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Senior Loan Officer | NMLS # 417686

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ST Louis Univerisity
ST Louis Univerisity
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
Company Logo
ST Louis Univerisity
ST Louis Univerisity
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Reviews from Web
  • Encompass
    K
    Kelly B
    Saint Louis, MO
    Posted on July 16th, 2021 02:18 PM
    Ron went above and beyond!!! Very happy!!
  • Encompass
    S
    Suwilanji B
    Chesterfield, MO
    Posted on July 13th, 2021 01:38 PM
    Communication was great. Closed in 30 days. Ron was always available to answer any questions I had and walked me through the loan process. This my first house purchase and it went by smoothly.
  • Encompass
    K
    Ken L
    Saint Louis, MO
    Posted on July 13th, 2021 01:30 PM
    Ron made it happen. Even when we let him know, “Oh! By the way, this house will be in the name of a trust.”
  • Encompass
    S
    Sara M
    Saint Louis, MO
    Posted on July 13th, 2021 01:05 PM
    Working with Ron was great, he fixed problems and answered questions quickly and was always available through calls, texts and emails. Getting a loan for a house is always a challenge, but Ron made it doable.
  • Encompass
    K
    Kathleen E
    Saint Charles, MO
    Posted on July 11th, 2021 02:11 AM
    Very helpful
  • Encompass
    R
    Rebekah Z
    Saint Louis, MO
    Posted on July 6th, 2021 03:23 AM
    Ron was very helpful, patient, knowledgable, and kind throughout the process.
  • Encompass
    S
    Shannon G
    Saint Louis, MO
    Posted on July 5th, 2021 02:29 PM
    Ron was available for all of my questions and kept me very informed throughout the whole process, from first applying for a loan to closing on my first house.
  • Encompass
    D
    Daniel H
    Wildwood, MO
    Posted on July 2nd, 2021 12:45 PM
    Extremely helpful, efficient and very informed on the refinance process even during the pandemic.
  • Encompass
    A
    Anastasia A
    Saint Charles, MO
    Posted on July 1st, 2021 07:16 PM
    Great communication.
  • Encompass
    T
    Tessa B
    Saint Louis, MO
    Posted on June 30th, 2021 04:33 PM
    Ron was very clear with his communications. Everything was handled swiftly and professionally. Ron was also available after hours. Amazing loan officer.
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Specialities
    Mortgage products
    Conventional
    Jumbo
    FHA & VA
    USDA Rural Housing
    Construction & Renovation Loans
    Second Home & Investment Properties
    Refinance Solutions
    View All
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    Education
    • ST Louis Univerisity
      Psychology
      Bachelor of Arts in Psychology
      Aug 1969 -May 1982
      ST Louis Univerisity logo
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1985

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 417686
    Disclaimer
    First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org