Ron Ruzicka
Senior Loan Officer | NMLS # 417686
ST Louis Univerisity
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Very easy to complete
My husband and I had a great experience with Ron! He was always there right away to answer our questions and offer guidance. I'm so glad we had him while going through the home buying process!
Ron and his team made this experience as user friendly and clear as possible. We really appreciated that.
Ron ALWAYS answers his phone! And that was a TRUE BLESSING at the last minute when insurance company had not completed and turned in their #’s. Talk about blood pressure!! Ron was knowledgeable and made the whole process seamless. I will highly...
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Ron was very hands-on from the first moment we engaged him. He helped make our purchase extremely painless. Thank you sir!
Ron, was a extremely informative walking me through the process every step of the way. He removed some of the complexity of home ownership by making the process sequential and easy to understand. He was easy to communicate with and was always...
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Smooth an easy process
Ron went above and beyond!!! Very happy!!
Communication was great. Closed in 30 days. Ron was always available to answer any questions I had and walked me through the loan process. This my first house purchase and it went by smoothly.
Ron made it happen. Even when we let him know, “Oh! By the way, this house will be in the name of a trust.”
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgage products
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Education
- ST Louis UniverisityPsychologyBachelor of Arts in PsychologyAug 1969 -May 1982
Addresses and Serving Areas
Primary Serving Area
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 417686
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org