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Ron Ruzicka - Senior Loan Officer  | NMLS # 417686 in Chesterfield, MO

Ron Ruzicka

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Senior Loan Officer | NMLS # 417686

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ST Louis Univerisity
ST Louis Univerisity
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
Company Logo
ST Louis Univerisity
ST Louis Univerisity
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Reviews from Web
  • Encompass
    R
    Rebecca J
    Kirkwood, MO
    Posted on May 26th, 2021 10:36 AM
    Could not have been more wonderful!!!! All of our expectations were met!!!
  • Encompass
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    Wayne A
    Grain Valley, MO
    Posted on May 26th, 2021 08:33 AM
    The care and concern and patience Ron had with us thru the whole process. Not being tech savvy he led us all the way from the beginning to the end. Being able to touch base with him at any time in the future is a big plus for us. Ron is a great...
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  • Encompass
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    Steven B
    Saint Louis, MO
    Posted on May 17th, 2021 12:14 PM
    Great Job Ron, thank you!
  • Encompass
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    Elizabeth L
    Saint Louis, MO
    Posted on May 14th, 2021 11:16 AM
    Ron was very helpful and made the process so easy. Highly recommend Ron!
  • Encompass
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    John K
    Saint Louis, MO
    Posted on May 13th, 2021 03:50 PM
    Was very flexible and made sure any and all questions/concerns were addressed!
  • Encompass
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    David S
    Saint Louis, MO
    Posted on April 29th, 2021 01:52 PM
    Ron was very communicative and handled everything promptly. He was available whenever I needed him.
  • Encompass
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    Matthew P
    SAINT LOUIS, MO
    Posted on April 28th, 2021 11:25 AM
    Ron is the best.
  • Encompass
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    Michelle S
    SAINT LOUIS, MO
    Posted on April 26th, 2021 06:04 PM
    Ron was very responsive and knowledgeable. He made the whole process so easy for mr!!
  • Encompass
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    Christopher L
    SAINT LOUIS, MO
    Posted on April 24th, 2021 02:45 PM
    Received my mortgage through Ron and FSB, after being denied from BOA due to being in the process of moving and job transfer. Ron easily understood the situation, and took care of my mortgage needs, with a lower interest rate than BOA's. He...
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  • Encompass
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    Christine O
    Manchester, MO
    Posted on April 23rd, 2021 01:37 PM
    Ron was always very professional and easy to work with! He explained the ongoing loan process thoroughly for those first time buyers and returning buyers. He patiently answered any and all questions, EVEN on weekends! I would definitely recommend...
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Specialities
    Mortgage products
    Conventional
    Jumbo
    FHA & VA
    USDA Rural Housing
    Construction & Renovation Loans
    Second Home & Investment Properties
    Refinance Solutions
    View All
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    Education
    • ST Louis Univerisity
      Psychology
      Bachelor of Arts in Psychology
      Aug 1969 -May 1982
      ST Louis Univerisity logo
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1985

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 417686
    Disclaimer
    First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org