Ron Ruzicka
Senior Loan Officer | NMLS # 417686
ST Louis Univerisity
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Ron is the best! He is readily available, always positive snd extremely knowledgeable
Ron made things easy and explained them to me when I had questions. Appreciated the help and advice he provided throughout the process.
Very personalized service.
Ron made it great. He was so patient and extremely helpful throughout the whole process
Ron educates throughout the entire process and is very responsive to any questions that come up along the way.
Thank you, Ron.
Ron is knowledgable, professional and responds in a timely manner. He is friendly and very easy to work with. I would, and have recommended, him to family and friends.
He made things easy, especially closing
Happy we were able to get our refinancing down with Ron
Ron was always available to talk. He answers his phone almost all of the time. When he can't answer right away he calls you back within 30 minutes. He patiently answers your questions and explains why he needs certian pieces of information....
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgage products
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Education
- ST Louis UniverisityPsychologyBachelor of Arts in PsychologyAug 1969 -May 1982
Addresses and Serving Areas
Primary Serving Area
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 417686
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org