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Ron Ruzicka - Senior Loan Officer  | NMLS # 417686 in Chesterfield, MO

Ron Ruzicka

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Senior Loan Officer | NMLS # 417686

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ST Louis Univerisity
ST Louis Univerisity
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
Company Logo
ST Louis Univerisity
ST Louis Univerisity
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Reviews from Web
  • Encompass
    S
    Sander V
    SAINT LOUIS, MO
    Posted on December 23rd, 2022 03:41 PM
    We had a difficult mortgage process due to our properties in Belgium and my lack of financial history in the US. Ron was very hands on and communicated very good about what documents were still needed. Give him a raise!
  • Encompass
    A
    Andrea V M
    SAINT LOUIS, MO
    Posted on December 18th, 2022 01:40 PM
    We felt totally comfortable and well protected with Ron as our lender. His wealth of knowledge and experience made the process of buying our second home very simple. We will be recommending him to friends and family! Thank you Ron for your...
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  • Encompass
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    Michael P S
    Lake Saint Louis, MO
    Posted on December 16th, 2022 03:09 PM
    Ron made this complicated process very easy for me. He was always available for questions and requests. That's very important to me! He's a very knowledgeable guy. Thanks Ron!
  • Encompass
    A
    Albert P M
    SAINT LOUIS, MO
    Posted on December 15th, 2022 04:28 PM
    Ron was a fantastic resource providing important, timely and always accurate information to help us navigate not just financing but all aspects of the home buying process. Ron was a constant advocate for us from our first conversation through...
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  • Encompass
    A
    Andrea N G
    HILLSBORO, MO
    Posted on December 6th, 2022 07:34 PM
    Ron went above and beyond to get us in the our dream home. He took all of our late night phone calls and kept us informed of everything along the way.
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    Marshall W
    FENTON, MO
    Posted on November 22nd, 2022 05:08 PM
    Ron was wonderful to work with. He was available when we needed him and answered all of our questions. As first time home buyers, this process can be daunting. But Ron helped make it very manageable. We would absolutely recommend Ron to anyone...
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    J
    Jo A A
    SAINT LOUIS, MO
    Posted on November 17th, 2022 04:12 PM
    Steve is always very personable. He explains the process and the barrage of paperwork down to the last details. Steve returned our calls immediately to answer our questions. This is the fourth time our family has worked with Steve. We find...
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  • Encompass
    R
    Raymond R A
    SAINT LOUIS, MO
    Posted on November 8th, 2022 03:10 PM
    Everything
  • Encompass
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    Rebecca L P
    MANCHESTER, MO
    Posted on November 5th, 2022 04:38 PM
    Ron made our first-time homebuyer experience so great. He negotiated with us to help us keep a lower mortgage rate which was a blessing to us as the mortgage rakes have been climbing rapidly this fall.
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    Sri V A M
    DARDENNE PRAIRIE, MO
    Posted on November 4th, 2022 02:03 PM
    He is very helpful
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Specialities
    Mortgage products
    Conventional
    Jumbo
    FHA & VA
    USDA Rural Housing
    Construction & Renovation Loans
    Second Home & Investment Properties
    Refinance Solutions
    View All
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    Education
    • ST Louis Univerisity
      Psychology
      Bachelor of Arts in Psychology
      Aug 1969 -May 1982
      ST Louis Univerisity logo
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1985

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 417686
    Disclaimer
    First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org