Ron Ruzicka
Senior Loan Officer | NMLS # 417686
ST Louis Univerisity
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Ron made our first-time homebuyer experience so great. He negotiated with us to help us keep a lower mortgage rate which was a blessing to us as the mortgage rakes have been climbing rapidly this fall.
He is very helpful
Ron was just simply fantastic. Excellent communication and thorough explanations of each and every detail. He was always available when we had a question, and went above and beyond to make sure the whole process was as seamless as possible....
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Ron was very communicative and informative. This was the first time we took out a home equity loan and he explained the process thoroughly and clearly.
Ron was incredibly patient, kind and helpful throughout the entire process!
Made everything work
Ron...excellent personality and explainer of wierd issues.
In one simple word Ron. I've worked with Ron on several purchases now. He stands out in his field. He goes above and beyond to explain and provides the best possible service. Working with Ron is a pleasure.
Prompt, personal, very knowledgeable and professional
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgage products
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Education
- ST Louis UniverisityPsychologyBachelor of Arts in PsychologyAug 1969 -May 1982
Addresses and Serving Areas
Primary Serving Area
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 417686
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org