Ron Ruzicka
Senior Loan Officer | NMLS # 417686
ST Louis Univerisity
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Ron was a great help to us as first time home buyers. He was patient and readily available to answer any questions we had along the way. He was also flexible and willing to accommodate and changes we requested before closing.
Ron was knowledgeable, friendly and ALWAYS available to answer questions! It was a pleasure to work with him.
Ron was very informative and explained everything well for being a first time home buyer.
Ron was very friendly and explained everything to me.
Ron took me on last minute, had the best rate, went above and beyond to make sure we got it all done right!!
Outstanding service and communication from Ron. He came to our house when we needed clarification. Very impressive. Felt he really cared about doing the best he could for us
He answered all necessary questions and was very thorough.
Ron's patience was exemplary
Ron was very kind and quick to respond to all of our questions and was on top of the whole process. Without his approval letter, we may not have chosen for our house.
Ron was very informative and straightforward. Everything went very smoothly.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgage products
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Education
- ST Louis UniverisityPsychologyBachelor of Arts in PsychologyAug 1969 -May 1982
Addresses and Serving Areas
Primary Serving Area
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 417686
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org