Ron Ruzicka
Senior Loan Officer | NMLS # 417686
ST Louis Univerisity
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Ron went the extra mile to help overcome an unusual obstacle. Best extra effort ever in many years of selling houses!
Ron is so easy to work with and talks through options that will work for your needs. Always willing to answer a question and easy to contact.
Ron took personal interest from the beginning and guided us through the whole journey
We had a difficult mortgage process due to our properties in Belgium and my lack of financial history in the US. Ron was very hands on and communicated very good about what documents were still needed. Give him a raise!
We felt totally comfortable and well protected with Ron as our lender. His wealth of knowledge and experience made the process of buying our second home very simple. We will be recommending him to friends and family! Thank you Ron for your...
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Ron made this complicated process very easy for me. He was always available for questions and requests. That's very important to me! He's a very knowledgeable guy. Thanks Ron!
Ron was a fantastic resource providing important, timely and always accurate information to help us navigate not just financing but all aspects of the home buying process. Ron was a constant advocate for us from our first conversation through...
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Ron went above and beyond to get us in the our dream home. He took all of our late night phone calls and kept us informed of everything along the way.
Ron was wonderful to work with. He was available when we needed him and answered all of our questions. As first time home buyers, this process can be daunting. But Ron helped make it very manageable. We would absolutely recommend Ron to anyone...
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Steve is always very personable. He explains the process and the barrage of paperwork down to the last details. Steve returned our calls immediately to answer our questions. This is the fourth time our family has worked with Steve. We find...
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgage products
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Education
- ST Louis UniverisityPsychologyBachelor of Arts in PsychologyAug 1969 -May 1982
Addresses and Serving Areas
Primary Serving Area
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 417686
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org