Ron Ruzicka
Senior Loan Officer | NMLS # 417686
ST Louis Univerisity
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Ron was great to work with, professional, knowledgeable and very helpful.Always available to answer our questions and help us navigate the vast amount of forms and paperwork. Also, Ron has a delightful personality which helped ease some of...
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Ron’s expertise and knowledge made the entire process easy to understand.
Very helpful and easy to work with
Ron was very helpful in answering all of our questions throughout the process.
Ron was always friendly, available at any time, and happy to answer any questions. He wanted me to know I could call at anytime and there’s no such thing as a silly question. Great team overall and I highly recommend them to anyone!!
Ron is amazing - great customer service, very clear!
Seamless process handled very professionally.
Ron was very professional, knowledgeable, and responsive. The entire experience was great from start to finish!
Wow! I don’t know where to begin!! He is the best! We’ve worked with him for almost 20 years. He truly cares about what will be best for you. He is so trustworthy, compassionate and extremely knowledgeable. We wouldn’t go to anyone else. Thanks...
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Ron is a pleasure to work with, a consummate professional and extremely kind.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgage products
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Education
- ST Louis UniverisityPsychologyBachelor of Arts in PsychologyAug 1969 -May 1982
Addresses and Serving Areas
Primary Serving Area
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 417686
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org