Ron Ruzicka
Senior Loan Officer | NMLS # 417686
ST Louis Univerisity
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Ron supportive. Willingness to adapt to our special circumstances. Explained everything clearly. Always honest and patient and friendly
Reply from Ron Ruzicka
September 20th, 2023 06:35 PM
Thanks for the kind words.
Ron was always available for any questions. Him and his team expedited our close and made it a smooth process. Ron made our home buying experience amazing and we can’t thank him enough!
Reply from Ron Ruzicka
September 20th, 2023 06:11 PM
Jon,
Thanks for the great review. Please referred me to your family and friends. I am able to do loans in all 50 states. Please contact me anytime if you have any questions. Be Safe!
Ron and his team were personable, professional, efficient, and incredibly knowledgeable. It’s no doubt he made this process easier. He was incredibly available and responsive. I will be referring his team to everyone.
Reply from Ron Ruzicka
September 19th, 2023 03:30 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
I enjoyed working with Ron because he kept communication open throughout the process, he was very good at explaining everything to me especially when it was getting complicated, and he was able to provide options for our financing that I never...
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Reply from Ron Ruzicka
August 30th, 2023 06:59 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Ron made the entire process very easy and painless. Closing was quick, he explained all the documents very well. I felt completely comfortable and trusted that he had my best interest in mind. I will definitely be referring Ron to anyone needing...
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Reply from Ron Ruzicka
August 30th, 2023 02:09 AM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Ron was such a pleasure to work with!
Reply from Ron Ruzicka
August 22nd, 2023 03:35 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Ron was very professional to deal with. Always answered calls or text. Made this buying a new home very pleasant..
Ron was extremely accessible and prompt in answering all of my questions. He knows all the ins and outs of everything and made the entire process incredibly easy!
Ron is the man! He is very detailed, organized, and a great communicator. I was in the middle of a messy divorce which required a lot of communication and he guided me through the steps to get off the old house title and what to do so my ex...
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Ron and team are knowledgeable, trustworthy and prompt.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgage products
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Education
- ST Louis UniverisityPsychologyBachelor of Arts in PsychologyAug 1969 -May 1982
Addresses and Serving Areas
Primary Serving Area
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 417686
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org