Ron Ruzicka
Senior Loan Officer | NMLS # 417686
ST Louis Univerisity
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Great experience
Reply from Ron Ruzicka
December 28th, 2023 10:07 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
I really appreciated Ron explaining everything in detail to me and also answering any questions I had and also he was always available day or night if I had a question.
Reply from Ron Ruzicka
December 24th, 2023 04:41 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Ron is the best. His friendly approach, clear communication, and accessibility are above and beyond. We'd work with him any time!
Reply from Ron Ruzicka
January 4th, 2024 12:03 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Ron is so personable and easy to work with. He explains the process very clearly and was a pleasure to work with!
Reply from Ron Ruzicka
December 14th, 2023 01:50 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Ron was able to work with us and get us pre-approved very last minute and answered all of our questions. We're very grateful for meeting Ron and his help!
Reply from Ron Ruzicka
November 21st, 2023 03:17 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Good communication.
Reply from Ron Ruzicka
November 15th, 2023 03:32 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Ron made it simple, explained everything well and made the process of closing quick and easy! Thanks Ron!
Chris Bass
Reply from Ron Ruzicka
October 19th, 2023 12:10 AM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Great communication and response times...nights, weekends
Reply from Ron Ruzicka
October 17th, 2023 02:06 PM
I really appreciate the feedback and look forward to working with you again.
Too much irrelevant detail that was requested.
Reply from Ron Ruzicka
October 4th, 2023 02:06 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Ron made the experience of buying our first home wonderful and stress free! He has been working in this field for a long time and is very knowledgeable. We appreciate everything he has done for us to make our dream come true!
Reply from Ron Ruzicka
October 2nd, 2023 04:04 PM
I really appreciate the feedback and look forward to working with you again.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgage products
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Education
- ST Louis UniverisityPsychologyBachelor of Arts in PsychologyAug 1969 -May 1982
Addresses and Serving Areas
Primary Serving Area
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 417686
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org