Ron Ruzicka
Senior Loan Officer | NMLS # 417686
ST Louis Univerisity
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Fantastic customer service! Ron made sure we understood everything and gave us a very smooth transaction. Will recommend!
Reply from Ron Ruzicka
May 28th, 2024 02:41 PM
Tera,
Thanks for the kind words. I would appreciate you pass my name to anyone you know that will need a home loan.
Ron was very patient and kind with his explanations and never made me feel like a bother when I had questions.
Reply from Ron Ruzicka
May 28th, 2024 02:42 PM
Britt
Thanks for the kind words!! Please pass my name to anyone you know that will need a home loan!!
Ron was responsive and supportive.
Reply from Ron Ruzicka
May 24th, 2024 06:37 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Rons communication and timeliness is outstanding! He moved quickly and efficiently to get my loan together. Thank you so much!
Reply from Ron Ruzicka
May 21st, 2024 04:47 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Ron was very responsive and friendly, he explained everything clearly and concisely
Reply from Ron Ruzicka
May 7th, 2024 04:07 PM
Connor,
Thanks for the compliments!! Please refer me to your family, friends and coworkers. I can do loans in all 50 states.
Ron was really great to work with. It really felt like he wanted what was best for me.
Reply from Ron Ruzicka
May 7th, 2024 04:09 PM
Jodi,
Thanks for the compliments!! Contact me anytime!! Please refer me to your family, friends and coworkers!! I can do loans in 50 states!! Be Safe!
Ron was extremely knowledgeable and helpful throughout the entire home-buying experience, from pre-approval to the final closing. He always was happy to talk through different material, and answered the phone at all hours if needed. I will...
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Reply from Ron Ruzicka
April 30th, 2024 03:25 PM
I really appreciate the feedback and look forward to working with you again.
Ron is great to work with. He's friendly, professional, and makes the process very smooth. Thanks, Ron!!!
Reply from Ron Ruzicka
April 7th, 2024 02:15 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Ron is knowledgeable, efficient, and easy to work with.
Reply from Ron Ruzicka
April 1st, 2024 05:02 AM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Ease of working with Ron and the whole process.
Reply from Ron Ruzicka
March 31st, 2024 02:21 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgage products
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Education
- ST Louis UniverisityPsychologyBachelor of Arts in PsychologyAug 1969 -May 1982
Addresses and Serving Areas
Primary Serving Area
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 417686
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org