Rob Theoharis
Market Leader
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Extremely knowlegable and professional from start to finish.
Reply from Rob Theoharis
March 23rd, 2026 10:56 AM
It's great to know that you found my service knowledgeable and professional from beginning to end, Paul. Thank you for your feedback and for trusting me with your home purchase. I appreciate the opportunity to assist you and wish you all the...
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Rob has been absolutely great during this whole process. He was very prompt and professional to respnd to every call and text message. I really appreciate him and all his help. I would definitely recommend him to other people looking to purchase...
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Reply from Rob Theoharis
March 23rd, 2026 10:57 AM
It's truly rewarding to hear that you had a positive experience during your home buying process, Patricia. I appreciate your kind words regarding my promptness and professionalism. Thank you for acknowledging my efforts and for considering...
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Rob was amazing to work with. He was knowledgable, responsive and diligent. I felt taken care of and knew I could rely on him every step throughout the process. I would recommend him to anyone looking to purchase a home or refinance. Truly,...
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Reply from Rob Theoharis
March 19th, 2026 10:31 PM
I'm grateful for your kind words, Mary. It's important to me that you felt supported and well-informed throughout your refinancing process. Thank you for placing your trust in me and for the recommendation. If you need anything in the future,...
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Rob was amazing. I felt like I dodnt have to do anything durimg this entire process. It was very smooth and easy. He kept me in the loop the entire time, answered every question, and had everything done exactly the way he described, and on...
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Reply from Rob Theoharis
March 15th, 2026 06:30 PM
It's great to know that you felt at ease during the home buying process, Sarah. I'm glad I could keep everything smooth and stress-free for you, providing the support and updates you needed along the way. Thank you for sharing your experience...
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I dont think I even have the words to describe how amazing it was working with Rob and the team. It was the smoothest and easiest process. We bought a home a few years ago and it was just a very difficult process..NOT this time. There were...
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Rob was exceptional in the manner in which he managed the entire process. He was professional yet very personal in the sense that that it felt like he wanted you to make your dream come true, so it was more than . A house closing. He was very...
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Reply from Rob Theoharis
March 11th, 2026 12:51 PM
It's rewarding to hear about your positive experience, Melvin. I'm glad that the process felt personal and supportive for you, and that my efforts to assist with various aspects of the closing were helpful. Should you have any future needs...
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Working with Rob and his team was fantastic. communication throughout the entire process was great.
Reply from Rob Theoharis
March 10th, 2026 02:31 PM
I'm pleased to hear that you had a positive experience with my team and me, Ryan. Effective communication is something we prioritize, so it's great to know it worked well for you throughout the process. Thank you for your kind words and for...
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Rob was absolutely stellar! As a first time homebuyer, he made the experience truly feel like a breeze! He was personable & attentive & kept me in the loop throughout the entire process! 100/10 for Rob!
Reply from Rob Theoharis
March 6th, 2026 05:38 PM
I'm so pleased to know your first home buying experience went smoothly, Brittany. Being personable and attentive are qualities I strive for, and it's great to hear they made a difference for you. Thank you for entrusting me with this important...
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Rob was so great to work with and we're so happy we chose Atlantic Bay!
Reply from Rob Theoharis
March 2nd, 2026 11:41 AM
I'm pleased to hear that you had a positive experience working with me, Caroline. It’s great to know that you're happy with your decision to choose Atlantic Bay Mortgage Group. Thank you for your kind words and for entrusting me with your mortgage...
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Greatly appreciate the attentiveness and communication level of the entire team. Exemplary model for all those who are serious about their customer service approach.
Reply from Rob Theoharis
March 1st, 2026 12:46 PM
Thank you, Elton, for your kind words. I'm pleased to know that you valued the attentiveness and communication provided during your experience. It's important to me to ensure everything goes smoothly and efficiently for my clients. Your feedback...
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Cash-Out Refinances
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 5379
- Licensed in NC
Hobbies
- Bodybuilding, Boat days, Golf, Fishing.
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.