Rob Theoharis
Market Leader
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Rob was very professional and delivered everything in a timely manner.Rob has a way of making you feel like you are his only client which makes you fee like family.He guides his client every step of the way with full disclosure which makes...
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Reply from Rob Theoharis
February 24th, 2026 11:00 PM
It's great to hear such positive feedback about your experience with me, Pat. I strive to offer each client personal attention and transparency throughout the process, so knowing that you felt supported and valued is encouraging. Thank you...
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We went through Rob to buy our first house and now for the refinance and he always makes it as easy as possibl. Doing anything this big financially is always a headache and Rob knows how to make it better.
Reply from Rob Theoharis
February 24th, 2026 05:31 PM
It's great to hear that you found the refinancing process smooth, Skye. I understand how managing such significant financial decisions can feel overwhelming, and I'm pleased that I could help make it easier for you. Thank you for trusting me...
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Rob was incredible, very fast responding to text and answered calls or quickly called back. Would recommend him to anybody.
Reply from Rob Theoharis
February 19th, 2026 11:47 AM
I appreciate your positive feedback, Cameron. I'm glad to hear that my responsiveness and communication made a difference in your experience. Thank you for the recommendation—I’m grateful for your trust during this important time. Congratulations...
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This was a highly positive experience. Although the process moved efficiently, it never felt out of control. The words "transparency" and "communication" best describe the approach. Rob was always honest and took the time to thoroughly explain...
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Reply from Rob Theoharis
February 16th, 2026 11:47 AM
It's gratifying to know that you found the experience positive and well-managed, Sam. I'm pleased that my approach to transparency and communication met your expectations and helped in achieving your goals. It's important to me to ensure things...
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Rob and his team were amazing through the whole process. Great communication and explanations from start to finish . I highly recommend Rob!
Reply from Rob Theoharis
February 8th, 2026 11:26 AM
I'm grateful for your kind words, John. It means a lot to me that you appreciated the communication and explanations throughout the process. I'm pleased that everything went smoothly for you. Thank you for your recommendation and for allowing...
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Greatly appreciate your professionalism and promptness in guiding us with our purchase.
Reply from Rob Theoharis
February 7th, 2026 01:41 PM
I'm pleased to know that you valued my professionalism and promptness, Theresa. It was a privilege to assist you with your purchase. Thank you for allowing me to be part of this important step in your life. Enjoy your new home!
Very efficient and personal service.
Reply from Rob Theoharis
January 24th, 2026 02:55 PM
It's great to know that you found the service efficient and personal, Steve. I appreciate you taking the time to share your experience with me. Thank you for placing your trust in me for your home purchase. If there's anything more I can do...
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Rob made our loan process so easy. He is so very knowledgable, experienced and truly efficient in guiding us to receive the best rates. So happy to have a trust worthy lender to come back to and work with for the future. Highly recommend Rob...
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Reply from Rob Theoharis
January 22nd, 2026 11:51 AM
I’m pleased to know that your loan process went smoothly, Gary. Your kind words about my knowledge and efficiency mean a lot. It's gratifying to be seen as a trusted lender, and I appreciate your willingness to recommend me. I'm looking forward...
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Very professional and helpful thank you
Reply from Rob Theoharis
December 15th, 2025 11:36 AM
I appreciate your kind words, Jeannette. It's great to know you found my assistance professional and helpful. Thank you for allowing me to assist with your purchase, and I look forward to any future endeavors together.
Rob was great to work with from the first interaction. He and his staff kept in touch throughout the process. The online and document sharing sytems made everything easier. Loan finalization and house closing process was smooth and efficient...
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Reply from Rob Theoharis
December 10th, 2025 03:12 PM
I'm pleased to know you found the experience smooth and efficient, Diane. From our initial interaction through to closing, my team and I made every effort to keep things straightforward for you. I'm grateful for the opportunity to assist in...
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Cash-Out Refinances
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 5379
- Licensed in NC
Hobbies
- Bodybuilding, Boat days, Golf, Fishing.
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.