Rob Theoharis
Market Leader
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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With this being my first time buying a home, you made this experience extremely smooth and stress free. Even with the unexpected changes, you managed to work a miracle. You are amazing at what you do!
Reply from Rob Theoharis
May 7th, 2026 02:54 PM
I'm pleased that I could make your first home buying experience smooth and stress-free, Shi. Navigating unexpected changes can be challenging, and I'm grateful for your appreciation of my efforts. Thank you for your kind words and trust in...
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Rob made the application process so easy and helped me find solutions when we reached what seemed to be an impass. I would recommend anyone to Rob and Atlantic Bay Mortgage Group!
Reply from Rob Theoharis
April 20th, 2026 05:25 PM
I'm glad to hear that I could make the application process easy for you, Megan. It's great that we found solutions together when challenges arose. Thank you for your recommendation and for trusting me with your home purchase journey. Congratulations!!!!!!!...
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boR was grewas able to make the process very easy for us.
Reply from Rob Theoharis
April 13th, 2026 11:37 AM
I'm thankful for your kind words, Daniel. It's great to hear that I could help make the process easy for you. Please feel free to reach out if there's anything else I can assist you with. Congratulations!!!
Rob is the defination of a true gentleman and a professional. From the start to finish he was always there. God Bless.
Reply from Rob Theoharis
April 12th, 2026 01:53 PM
It's truly rewarding to know that you felt supported and respected throughout your experience, Harry. I appreciate your kind words and the trust you placed in me from beginning to end. If there's anything more I can do for you, please feel...
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Give Rob a raise! He's fantastic!
Reply from Rob Theoharis
April 12th, 2026 10:22 AM
I truly appreciate your enthusiastic support, Bryce. It's encouraging to hear such positive feedback. Thank you for taking the time to share your thoughts. If there's ever anything else I can assist you with, please feel free to reach out!...
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Rob and team are the best. Professional, helpful and available to assist throughout our new home purchase proces.
Reply from Rob Theoharis
April 2nd, 2026 03:29 PM
I greatly appreciate your positive words, Charles. Knowing you found our team professional, helpful, and readily available during your home purchase means a lot to me. It was a pleasure to assist you throughout the process. Thank you for choosing...
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My husband and I had such a great experience with Rob. He was so easy to work with and helped us through everything. We will 100% be recommending friends, family, and whoever else it maybe his way!
Reply from Rob Theoharis
April 2nd, 2026 10:22 AM
I'm genuinely pleased to hear that you and your husband had a positive experience with me. Assisting you through the process was a privilege, and knowing you found it easy to work together means a lot. Thank you for your enthusiastic recommendations...
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Rob is the best. Wouldn't trade him up at all
Reply from Rob Theoharis
March 31st, 2026 11:03 AM
Thank you for your kind words, Avery. I'm truly grateful for your trust and support. It's a pleasure to work with you, and I'm glad to have been of service again. If there's anything else I can assist you with in the future, please don't hesitate...
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Rob is great and is always available with any questions. He makes the process smooth and efficient in refinancing.
Reply from Rob Theoharis
March 30th, 2026 11:51 AM
I'm pleased to know that you found the refinancing process smooth and efficient, Kobe. Being available for your questions and ensuring everything goes well is always my priority. Thank you for placing your trust in me for your refinancing needs....
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Rob and his team were extremely patient with our situation. The communication from him and his team was clear and concise. He was very friendly and easy to work with. Anything that needed to be done would be done quickly. I cannot recommend...
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Reply from Rob Theoharis
March 25th, 2026 03:28 PM
It's great to know that you had such a positive experience with me and the team, Greg. I'm glad our communication was clear and that we could assist you effectively throughout the process. Thank you for your kind words and your recommendation....
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Cash-Out Refinances
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 5379
- Licensed in NC
Hobbies
- Bodybuilding, Boat days, Golf, Fishing.
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.