Rob Theoharis
Market Leader
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Rob was outstanding to work with. He was professional, attentive, responsive, and clearly understood everything I needed throughout the process. He made the loan process easier to navigate, answered questions clearly, and followed through on...
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Reply from Rob Theoharis
June 4th, 2026 12:40 PM
I'm pleased to hear that you found my service professional and attentive, Bill. It's great to know that I could make the loan process easier for you and provide the support you needed. Thank you for your kind words and for trusting me with...
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Rob is my preferred Lender, as a real estate agent having the right team in your corner dealing with clients is vital to a successful transaction. I have dealt with dozens of different lenders, and Robbie is by far the most professional, service...
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If you're looking to get into your dream home you want Rob on your side. He will fight tooth and nail for you and find a way to make it work. He has the experience, the know how, and grit to see it through. Rob is very personable and amazing...
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Reply from Rob Theoharis
May 8th, 2026 06:47 PM
Josh, I'm really pleased to hear your kind words about my dedication and communication. It's great to know that you felt supported throughout the process. Thank you for trusting me and my team with such an important journey. Congratulation...
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Rob and his team (Michael Scarantino) were fantastic to work with from the beginning to the very end. They were very personable, professional, kind and efficient. They made the home buying process painless and were such a great team to work...
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Reply from Rob Theoharis
May 7th, 2026 02:53 PM
I'm pleased to hear that you had such a positive experience working with Michael and me, Kiehli. It's great to know that we could make the home buying process smooth and enjoyable for you. Thank you for your kind words and for trusting us with...
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With this being my first time buying a home, you made this experience extremely smooth and stress free. Even with the unexpected changes, you managed to work a miracle. You are amazing at what you do!
Reply from Rob Theoharis
May 7th, 2026 02:54 PM
I'm pleased that I could make your first home buying experience smooth and stress-free, Shi. Navigating unexpected changes can be challenging, and I'm grateful for your appreciation of my efforts. Thank you for your kind words and trust in...
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Rob made the application process so easy and helped me find solutions when we reached what seemed to be an impass. I would recommend anyone to Rob and Atlantic Bay Mortgage Group!
Reply from Rob Theoharis
April 20th, 2026 05:25 PM
I'm glad to hear that I could make the application process easy for you, Megan. It's great that we found solutions together when challenges arose. Thank you for your recommendation and for trusting me with your home purchase journey. Congratulations!!!!!!!...
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boR was grewas able to make the process very easy for us.
Reply from Rob Theoharis
April 13th, 2026 11:37 AM
I'm thankful for your kind words, Daniel. It's great to hear that I could help make the process easy for you. Please feel free to reach out if there's anything else I can assist you with. Congratulations!!!
Rob is the defination of a true gentleman and a professional. From the start to finish he was always there. God Bless.
Reply from Rob Theoharis
April 12th, 2026 01:53 PM
It's truly rewarding to know that you felt supported and respected throughout your experience, Harry. I appreciate your kind words and the trust you placed in me from beginning to end. If there's anything more I can do for you, please feel...
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Give Rob a raise! He's fantastic!
Reply from Rob Theoharis
April 12th, 2026 10:22 AM
I truly appreciate your enthusiastic support, Bryce. It's encouraging to hear such positive feedback. Thank you for taking the time to share your thoughts. If there's ever anything else I can assist you with, please feel free to reach out!...
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Rob and team are the best. Professional, helpful and available to assist throughout our new home purchase proces.
Reply from Rob Theoharis
April 2nd, 2026 03:29 PM
I greatly appreciate your positive words, Charles. Knowing you found our team professional, helpful, and readily available during your home purchase means a lot to me. It was a pleasure to assist you throughout the process. Thank you for choosing...
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Cash-Out Refinances
Search Rank ScoreLearn More →
389
/850
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Addresses and Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 5379
- Licensed in NC
Hobbies
- Bodybuilding, Boat days, Golf, Fishing.
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.