Rob Theoharis
Market Leader
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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I appreciate the effort and desire to get the transaction completed. My personality is the same that I want to get a job done and move on. I appreciate Rob for doing the same.
Reply from Rob Theoharis
November 11th, 2026 07:21 PM
I'm pleased to know that our approaches aligned so well, Michael. It was great working with you to complete your transaction efficiently. I appreciate you trusting me. Congratulations my friend.
Great experience with Rob and his team . No complaints
Reply from Rob Theoharis
October 29th, 2026 05:32 PM
I'm pleased to hear that you had a great experience with my team and me, Claire. We strive to provide seamless service, and it's good to know there were no complaints. Congratulations!
Incredibly transparent and helpful from start to finish.
Reply from Rob Theoharis
October 27th, 2026 10:27 AM
I'm pleased to hear that you found my approach transparent and helpful from start to finish, Sean. Working with clients like you makes my job truly rewarding. Congratulations my friend!!!
I first worked with Rob when we purchased our home and was excited to have the opportunity to work with him again for our refinance. Rob is, without question, one of the kindest, most helpful, and easiest people I have ever worked with. He...
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Reply from Rob Theoharis
October 23rd, 2026 07:17 PM
Dory, I'm truly pleased to know that your experience with me for both your home purchase and refinance was so positive. It's great to hear that my efforts to make the process clear and accessible were helpful to you. I aim to support our clients...
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Rob went above and beyond to make sure my fiancé and myself were aware and comfortable through the entire process. He would actively reach out with status updates sometimes multiple times a day. It was reassuring having someone like Rob to...
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Reply from Rob Theoharis
October 19th, 2026 11:20 AM
I'm pleased to know that I could provide you and your fiancé with reassurance and comfort during your first home purchase, Matthew. Keeping you updated was important to me, and I'm glad it made a difference. Thank you for your kind words, and...
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Rob has been one of the best people I've dealt with! Would definitely recommend him anyone looking to buy a house. Thank you again Rob for everything 🙏🏼
Reply from Rob Theoharis
October 19th, 2026 10:34 AM
I'm pleased to hear that you had such a positive experience with me, Jonathan. It means a lot to know that you would recommend me to others looking to buy a house. Thank you for your kind words and trust; working with clients like you is an...
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Robs communication and explaination skills are superior.
Reply from Rob Theoharis
September 21st, 2026 10:49 AM
Fig, I'm pleased to hear that you found my communication and explanation skills to be superior. Working with clients like you at Atlantic Bay Mortgage Group makes my job truly rewarding. Congratulations my friend!!!
Rob is always quick to respond, provides clear and helpful information, and made the process of applying for my mortgage easy and straightforward.
Reply from Rob Theoharis
August 17th, 2026 04:52 PM
I'm pleased to hear that I could make your mortgage application process easy and straightforward, Miranda. Thank you for highlighting the clarity and helpfulness of the information provided. Your feedback is greatly appreciated! Congratulations...
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This was the easiest homebuying experience that I could have imagined . Atlantic Bay was able to lock in the lowest interest rate that I had seen in recent times and I couldn't be happier.
Reply from Rob Theoharis
August 10th, 2026 12:15 PM
I'm glad to hear that your homebuying experience was so smooth, Patrick. Securing the lowest interest rate is always a wonderful outcome, and I'm pleased that we could achieve that for you. Thank you for trusting me and Atlantic Bay with this...
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You were awesome!! Thank you
Reply from Rob Theoharis
August 10th, 2026 12:15 PM
Thank you, Jaymee! I'm happy to hear you had a great experience with my assistance. Your kind words are much appreciated.
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Cash-Out Refinances
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 5379
- Licensed in NC
Hobbies
- Bodybuilding, Boat days, Golf, Fishing.
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.