Rob Theoharis
Market Leader
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Rob was absolutely incredible throughout the entire home-buying process. He was thorough, knowledgeable, and always took the time to answer every question we had without ever making us feel rushed. I always knew he had our best interests at...
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Reply from Rob Theoharis
July 6th, 2026 10:51 AM
Alyssa, I'm so pleased to hear that you felt confident and supported during your home-buying journey with me. It's great to know that my guidance helped make the process seamless for you. Thank you for your trust and for recommending me to...
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great job!
Reply from Rob Theoharis
June 24th, 2026 06:57 PM
Thank you, Tim! I'm pleased to know you felt I did a great job. It was a pleasure assisting you with your purchase. Congratulation my friend!!!
We have worked with Rob a few times. He has been great everytime. Easy to work with, professional, very transparent. I will always recommend Atlantic Bay/ Rob!
Reply from Rob Theoharis
June 24th, 2026 12:48 PM
Thank you, Steve, for your kind words and for repeatedly choosing to work with me. I'm pleased to know that you find my approach professional and transparent. Your willingness to recommend Atlantic Bay and myself means a lot. I appreciate you...
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My wife and I can't thank Rob and his team enough! From start to finish there was great communication that really put us at ease. Rob was extremely thorough at explanning the process and helping us feel comfortable with it all. We seriously...
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Reply from Rob Theoharis
June 22nd, 2026 10:41 AM
Dan, I'm so pleased to hear that you and your wife felt at ease with the communication and thorough explanations throughout the process. It's great to know that my team and I could help make your experience a positive one. Thank you for your...
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Rob was knowledgeable and professional. He was transparent in how he conducts business, and for me, that is much appreciated.
Reply from Rob Theoharis
June 15th, 2026 11:22 AM
Patrick, I'm pleased to hear that you found my knowledge and professionalism helpful. Being transparent in my business conduct is important to me, and I'm glad it resonated with you. Thank you for your kind words and for trusting me with your...
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Rob went above & beyond what was expected of him. Always went the extra mile to awnser any & all questions . Very happy with my experiences working with him . We will be staying in touch ; so that we can work together on more propertie again...
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Reply from Rob Theoharis
June 11th, 2026 04:40 PM
I'm grateful for your kind words, Chris. It's wonderful to know that you were happy with the service I provided and that you're considering future collaborations. Thank you for trusting me with your home purchase, and I look forward to working...
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Rob was outstanding to work with. He was professional, attentive, responsive, and clearly understood everything I needed throughout the process. He made the loan process easier to navigate, answered questions clearly, and followed through on...
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Reply from Rob Theoharis
June 4th, 2026 12:40 PM
I'm pleased to hear that you found my service professional and attentive, Bill. It's great to know that I could make the loan process easier for you and provide the support you needed. Thank you for your kind words and for trusting me with...
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Rob is my preferred Lender, as a real estate agent having the right team in your corner dealing with clients is vital to a successful transaction. I have dealt with dozens of different lenders, and Robbie is by far the most professional, service...
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If you're looking to get into your dream home you want Rob on your side. He will fight tooth and nail for you and find a way to make it work. He has the experience, the know how, and grit to see it through. Rob is very personable and amazing...
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Reply from Rob Theoharis
May 8th, 2026 06:47 PM
Josh, I'm really pleased to hear your kind words about my dedication and communication. It's great to know that you felt supported throughout the process. Thank you for trusting me and my team with such an important journey. Congratulation...
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Rob and his team (Michael Scarantino) were fantastic to work with from the beginning to the very end. They were very personable, professional, kind and efficient. They made the home buying process painless and were such a great team to work...
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Reply from Rob Theoharis
May 7th, 2026 02:53 PM
I'm pleased to hear that you had such a positive experience working with Michael and me, Kiehli. It's great to know that we could make the home buying process smooth and enjoyable for you. Thank you for your kind words and for trusting us with...
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Cash-Out Refinances
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 5379
- Licensed in NC
Hobbies
- Bodybuilding, Boat days, Golf, Fishing.
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.