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Ric Harter-Loan Officer - LOAN OFFICER | NMLS# 964644 in Kirkland, WA

Ric Harter-Loan Officer

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LOAN OFFICER | NMLS# 964644

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Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to... Show More
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Reviews from Web
  • Encompass
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    Amanda W
    Stanwood, WA
    Posted on January 4th, 2025 07:36 PM
    Ric answered all of our numerous questions in a kind and professional manner. He detailed the process we were in, explained how long it would take, and outlined what he would need from us. I look forward to working with Ric again in the future....
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    Reply from Ric Harter
    January 7th, 2025 07:38 PM
    I'm grateful for your kind words, Amanda. It was my pleasure to guide you through the process and answer all your questions. I strive to make everything as transparent and understandable as possible for my clients at Highlands Residential Mortgage,...
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    Tami T
    Posted on December 13th, 2024 03:15 PM
    Ric is so knowledgeable. He has a calm presence that I appreciate, and I can trust him to always provide my clients with excellent advice.
    Reply from Owner
    December 13th, 2024 05:05 PM
    Thank you so much, Tami! I truly appreciate your kind words. It’s always a pleasure working with you and your clients. Providing reliable advice and maintaining a calm and trustworthy presence is something I value deeply. I'm grateful for your...
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    Tami T
    Everett, WA
    Posted on December 13th, 2024 03:14 PM
    Ric is on top of everything . I appreciate the regular communication, and the direction he was able to give my buyers.
    Reply from Ric Harter-Loan Officer
    December 13th, 2024 05:02 PM
    I'm really glad to hear that you had a great experience, Tami! Being on top of things and keeping clients informed every step of the way is really important to me. I'm delighted that I could provide direction to K and J! Your feedback is much...
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    Robert F
    Lacey, WA
    Posted on December 1st, 2024 04:57 PM
    Ric was very informative. I appreciate tbe guidance he provided through the entire process.
    Reply from Ric Harter
    December 4th, 2024 05:00 PM
    I'm thrilled to hear that you found the information and guidance throughout the process helpful, Robert. Your positive feedback means a lot to me and the team at Highlands Residential Mortgage, Ltd. Here's to making future dealings just as...
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    Alanna L
    Posted on November 15th, 2024 01:01 AM
    Ric was very knowledgeable, professional and expedient. I would recommend him to anyone looking for top notch service.
    Reply from Owner
    November 18th, 2024 06:19 PM
    Thank you so much for your kind words, Alanna! I'm delighted to hear you had a great experience. Providing prompt, professional, and attentive service is always my goal. It was truly a pleasure assisting you and your family with your mortgage...
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    Alanna W L
    Tonasket, WA
    Posted on November 13th, 2024 05:43 PM
    Ric was prompt, professional and communicative. Thank you for your service.
    Reply from Ric Harter-Loan Officer
    November 13th, 2024 07:06 PM
    I'm thrilled to hear that you had a positive experience, Alanna. I strive to be prompt, professional, and communicative to provide the best service. It was a pleasure working with your family on your mortgage needs. I appreciate your 5-star...
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    Tyler G
    Posted on November 7th, 2024 03:41 AM
    Very genuine. Really took the time to explain everything that we needed to know or any questions we had. Buying our first house and learning all the financial background of it was easy to navigate with. Really helped us get the job done.Thank...
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    Reply from Owner
    November 7th, 2024 08:44 PM
    Thank you Tyler for your great feedback! I'm glad to hear that everything went smoothly for you. Your recommendation means a lot to me, and I appreciate your trust. If you need assistance in the future, I'm always here to help!
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    Kaitlyn N M
    Puyallup, WA
    Posted on October 29th, 2024 04:03 AM
    The communication and working through all of the steps together
    Reply from Ric Harter-Loan Officer
    October 30th, 2024 05:01 PM
    Thank you, Kaitlyn, for taking the time to leave a review. I'm very pleased to hear that you valued our communication and the way we worked through all the steps together. At Highlands Residential Mortgage, Ltd., we strive to make the process...
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    Tiffany J S
    Bellevue, WA
    Posted on October 23rd, 2024 01:35 PM
    Easy, quick and helpful information throughout the entire process.
    Reply from Ric Harter-Loan Officer
    October 30th, 2024 05:00 PM
    I'm thrilled to hear that you found the process to be easy and quick, Tiffany. Ensuring the customer is well-informed is a top priority here at Highlands Residential Mortgage, Ltd., and I'm glad that was reflected during your experience. I...
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    Gentry S
    Puyallup, WA
    Posted on September 7th, 2024 01:11 PM
    Ric is awesome! He keeps everyone involved in the transaction updated on a regular basis and gets the loans done one time! Can't recommend him enough!
    Reply from Ric Harter-Loan Officer
    October 9th, 2024 07:13 PM
    Thank you so much for the glowing review, Gentry! I'm thrilled to hear that you had such a positive experience. Keeping everyone in the loop and delivering on time are priorities for me, and it's great to know that these efforts make a difference....
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    About
    Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to an industry that has faced difficult challenges. "The opportunity to work with clients and to help them meet both their personal and financial goals is a very rewarding place to be. I am very excited to be part of the a company that shares the same values as I do and to be in a role that can truly make a positive difference in the lives of the people we represent." Ric is also the founder and leader of SEA-LO, Seattle Loan Officers Linked In Group and Forum
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Construction Loans
    Jumbo Financing
    Conventional Financing
    VA Financing
    FHA Financing
    Mortgage Lending
    FHA Loans
    VA Loans
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Highlands Residential Mortgage - Loan Officer and Mortgage Guide
      Feb 1st, 2020 - Current
    Memberships
    • PNWna
    • Mill Creek Chamber of Commerce
    Addresses and Serving Areas

    Year Started

    2012

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Washington State
    • NMLS# 964644
    Gallery
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Achievements
    • 2022 Presidents Club Award
    • 2021 Presidents Club Award
    • 2020 Presidents Club Award
    Hobbies
    • Cycling
    • Hiking
    • Backpacking
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.