

Ric Harter-Loan Officer
LOAN OFFICER | NMLS# 964644

Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to... Show More
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Reviews from Web
This is the third time I’ve worked with Ric in addition to referring my parents. His professionalism, thoroughness and best interest of the client, you sense, are top priority all the time. Additionally, he’s quickly on top of everything. No...
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Reply from Owner
August 5th, 2026 03:50 PM
Thank you so much Jason for your kind words and for trusting me not just once, but now three times! It has been a privilege to help you and your family through each home journey. I look forward to being here whenever you or your family need...
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Ric was always very prompt, went out of his way to help and gave good advice. I also appreciate his professionalis.
Reply from Ric Harter-Loan Officer
August 4th, 2026 06:01 PM
Jason, it was a pleasure serving your family once again. I hope your new home brings you many years of joy and happiness. Take care and God Bless!
Ric Harter is great
Reply from Ric Harter-Loan Officer
August 4th, 2026 05:59 PM
Khiem, thank you for your kind words. I'm pleased to know you had a great experience. If there's anything else I can do for you, please don't hesitate to reach out.
Ric Harter is great. If you are looking to get a loan, look no further than Ric Harter. He is incredibly friendly, unassuming, and is willing to go the extra mile for his clients. He made the entire process simple, easy, and followed through...
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Reply from Owner
August 4th, 2026 06:03 PM
Khiem, thank you so much for your very kind review. It was such a pleasure to serve your family. I hope your new home serves you and your family well. Take care!
Ric has been amazing in our recent house purchase! He is accessible, friendly, professional, and responsive to our questions and concerns. I recommend him for residential mortgage loans.
Reply from Owner
July 30th, 2026 01:08 AM
Thank you Katy for your kind review. It was such a pleasure guiding your family over the past year as you went along your journey to your new home. Wishing you many years of joy and happiness.
Ric made the process easy to understand for my buyer with his weekly videos and updates. Thank you for making this a successful transaction and working as a team!
Reply from Owner
June 22nd, 2026 04:27 PM
Amanda, Thank you for sharing your experience and 5 STAR review . It's always a pleasure to work with you and your team. Blessings on you and your family!
Ric was on top of things and had clear communicationthrough the process for my buyer.
Reply from Ric Harter-Loan Officer
June 22nd, 2026 04:27 PM
Amanda, Thank you for sharing your experience and 5 STAR review . It's always a pleasure to work with you and your team. Blessings on you and your family!
Ric Harter-Loan Officer has received a review with 5 star rating from Rylan S
Reply from Owner
June 22nd, 2026 04:28 PM
Thank you for your 5 star review Rylan! It was a pleasure serving you.
Ric is attentive, knowledgeable, and incredibly helpful.
Reply from Ric Harter
June 5th, 2026 02:28 PM
Rylan, I'm glad to hear that you found my attentiveness and knowledge helpful. Thank you for sharing your positive experience. If there's anything more I can assist you with, please let me know.
Ric is amazing to work with. He makes himself always available to answer every question along the process. He is clear and honest with his communication and always lets you know what to expect. Signed, Repeat Client.
Reply from Owner
May 21st, 2026 07:05 PM
Tonya, thank you for your wonderful review! It was such a pleasure serving your family once again. Wishing you all amazing family time in your new home. Take care and God Bless!
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About
Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to an industry that has faced difficult challenges. "The opportunity to work with clients and to help them meet both their personal and financial goals is a very rewarding place to be. I am very excited to be part of the a company that shares the same values as I do and to be in a role that can truly make a positive difference in the lives of the people we represent." Ric is also the founder and leader of SEA-LO, Seattle Loan Officers Linked In Group and Forum
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Construction Loans
Jumbo Financing
Conventional Financing
VA Financing
FHA Financing
Mortgage Lending
FHA Loans
VA Loans
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Positions
- Highlands Residential Mortgage - Loan Officer and Mortgage GuideFeb 1st, 2020 - Current
Memberships
- PNWna
- Mill Creek Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- Washington State
- NMLS# 964644
Gallery




Awards
Achievements
- 2022 Presidents Club Award
- 2021 Presidents Club Award
- 2020 Presidents Club Award
Hobbies
- Cycling
- Hiking
- Backpacking
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