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Ric Harter-Loan Officer - LOAN OFFICER | NMLS# 964644 in Kirkland, WA

Ric Harter-Loan Officer

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LOAN OFFICER | NMLS# 964644

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Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to... Show More
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Reviews from Web
  • Encompass
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    Leslie C
    Marysville, WA
    Posted on August 26th, 2024 04:47 PM
    Always eager to help and very informative about the entire process.
    Reply from Ric Harter-Loan Officer
    October 9th, 2024 07:08 PM
    I'm thrilled to hear that you had such a positive experience, Leslie. I always aim to keep my clients well-informed and ready to navigate the homebuying process. It was truly a pleasure to assist you and I'm glad that the effort was appreciated....
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    Heather C
    Marysville, WA
    Posted on August 26th, 2024 10:58 AM
    Smooth process
    Reply from Ric Harter-Loan Officer
    August 26th, 2024 04:15 PM
    I'm thrilled to hear that you found the process smooth, Heather! Your positive feedback means a lot to us here at Highlands Residential Mortgage, Ltd. We strive to make our service as seamless as possible for our valued clients like you. Thank...
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  • Encompass
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    Sten J
    Maple Valley, WA
    Posted on July 29th, 2024 02:50 PM
    This isn’t our first time using Ric. He continues to be very professional and prompt with every step. Always a cheerful attitude and very clear and understanding with every step.
    Reply from Ric Harter-Loan Officer
    August 26th, 2024 04:17 PM
    I'm thrilled to hear that you had another positive experience with our services, Sten. Your kind words mean a lot to me. I take pride in being prompt and clear, ensuring your process is smooth every step of the way. I always strive to keep...
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    Rebecca B
    Posted on July 27th, 2024 05:24 PM
    Ric is extremely communicative and easy to work with. My clients had a great experience with him and I felt like he kept me well informed as their Realtor!
    Reply from Owner
    August 26th, 2024 04:18 PM
    Thank you so much for your 5-star review, Becky! I'm thrilled to know that you found me communicative and easy to work with. It was a pleasure working with you as well. If you ever need any assistance in the future, feel free to reach out....
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    Becky B
    Bellingham, WA
    Posted on July 27th, 2024 05:19 PM
    Very communicative and easy to work with!
    Reply from Ric Harter
    August 26th, 2024 04:15 PM
    Thank you so much for your 5-star review, Becky! I'm thrilled to know that you found me communicative and easy to work with. It was a pleasure working with you as well. If you ever need any assistance in the future, feel free to reach out....
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    Alex V
    Posted on July 4th, 2024 03:53 PM
    It was a pleasure for me to work with Ric. He got rid of all the details and all I had to do is to sigb papers on time. Ric was very informative and helpful answering all my (sometimes silly) questions very quickly and with patience. I would...
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    Reply from Owner
    July 16th, 2024 04:29 PM
    Thanks for the kind words, Alexey! I'm thrilled to hear that you found our process to be well-handled and stress-free. It's always my goal to take the pressure off my clients' shoulders. Looking forward to working with you again in the future....
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  • Encompass
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    Shannon P
    Lynden, WA
    Posted on July 1st, 2024 05:53 PM
    Ric was with us 100% step of the way during our buying process. Friendly, communicative and supportive are the words that come to mind. Really couldn't have asked for a better experience than what he provided. I would recommend his services...
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    Reply from Ric Harter-Loan Officer
    July 16th, 2024 04:28 PM
    Thank you so much for your kind words, Shannon. I'm thrilled to hear that you had such a positive experience with the home buying process. It was my pleasure assisting you every step of the way and I'm very pleased that you felt supported....
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    Anthony
    Posted on July 1st, 2024 05:43 PM
    Ric was very communicative and all closing documents were prepared ahead of our closing date, so the loan application and underwriting were never a concern for us...we just were confident it would be done! Thank you, Ric.
    Reply from Owner
    July 1st, 2024 06:41 PM
    Thank you, Anthony, for your fantastic review. It's great to hear that you felt confident and assured during the closing process. I believe in effective communication and thorough preparation for a smooth mortgage process. Looking forward to...
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  • Encompass
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    Anthony S
    Lynden, WA
    Posted on July 1st, 2024 05:42 PM
    Ric was very communicative and all closing documents were prepared ahead of our closing date, so the loan application and underwriting were never a concern for us...we just were confident it would be done!
    Reply from Ric Harter-Loan Officer
    July 1st, 2024 06:43 PM
    I'm very glad to hear you had such a positive experience, Anthony. Providing clear communication and preparing documents in a timely manner are essential aspects of my services and something I take great pride in. It's great to know these efforts...
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  • Encompass
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    Alexey V
    Redmond, WA
    Posted on June 29th, 2024 04:37 PM
    Ric was very responsive and informative. Everything was under his control and he took care of all big and small things. For me working with Ric was a pleasure. He took away all the burden from me.
    Reply from Ric Harter-Loan Officer
    July 1st, 2024 05:29 PM
    Thanks for the kind words, Alexey! I'm thrilled to hear that you found our process to be well-handled and stress-free. It's always my goal to take the pressure off my clients' shoulders. Looking forward to working with you again in the future....
    read more
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    About
    Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to an industry that has faced difficult challenges. "The opportunity to work with clients and to help them meet both their personal and financial goals is a very rewarding place to be. I am very excited to be part of the a company that shares the same values as I do and to be in a role that can truly make a positive difference in the lives of the people we represent." Ric is also the founder and leader of SEA-LO, Seattle Loan Officers Linked In Group and Forum
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Construction Loans
    Jumbo Financing
    Conventional Financing
    VA Financing
    FHA Financing
    Mortgage Lending
    FHA Loans
    VA Loans
    View All
    What is the Search Rank Score®?
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    Positions
    • Highlands Residential Mortgage - Loan Officer and Mortgage Guide
      Feb 1st, 2020 - Current
    Memberships
    • PNWna
    • Mill Creek Chamber of Commerce
    Addresses and Serving Areas

    Year Started

    2012

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Washington State
    • NMLS# 964644
    Gallery
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Achievements
    • 2022 Presidents Club Award
    • 2021 Presidents Club Award
    • 2020 Presidents Club Award
    Hobbies
    • Cycling
    • Hiking
    • Backpacking
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.