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Ric Harter-Loan Officer - LOAN OFFICER | NMLS# 964644 in Kirkland, WA

Ric Harter-Loan Officer

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LOAN OFFICER | NMLS# 964644

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Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to... Show More
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Reviews from Web
  • Encompass
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    Melissa A A
    Lake Stevens, WA
    Posted on April 10th, 2025 05:03 PM
    Great communication from Ric and the entire team. Will definitely use Highlands again if I have a need.
    Reply from Ric Harter
    April 13th, 2025 05:05 PM
    I'm thrilled to hear that you appreciated the communication from both myself and the team. It was a pleasure assisting you, and we look forward to the opportunity to work with you again in the future.
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    Melissa
    Posted on April 3rd, 2025 09:00 PM
    I highly recommend Ric and Highland Mortgage. I initially contacted last year but decided not to go through with a re-finance at that time for personal reasons. I contacted him again last month and despite the many complicated issues associated...
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    Reply from Owner
    April 3rd, 2025 09:25 PM
    Mellisa, Thank you so much for your kind words and for trusting me and Highland Mortgage with your refinance! I truly appreciate the opportunity to assist you, and I'm glad we could make the process smooth and stress-free for you. It was a...
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    Michael M
    Seattle, WA
    Posted on March 27th, 2025 03:27 PM
    Ric was very attentive throughout our process and is a frequent & clear communicator. We appreciate his help and support!
    Reply from Ric Harter-Loan Officer
    March 27th, 2025 05:58 PM
    Hi Michael, I'm thrilled to hear that you found my communication clear and attentive throughout your process. It was a pleasure assisting you, and I appreciate your kind words and support. I hope your new home will bring you both many years...
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    Lydia R
    Posted on January 20th, 2025 10:56 PM
    Ric Harter and his team was amazing to work with! Ric and Devin Gordon made the home buying experience so easy! We have always heard horror stories of the home buying experience, but they both were open to quickly and happily answer any question...
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    Reply from Owner
    January 20th, 2025 11:15 PM
    Lydia. Thank you so much for your kind words and 5-star review! I'm thrilled to hear that your experience made the home-buying process easy and enjoyable. Helping you purchase your first home was an absolute pleasure, and we’re so glad we could...
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    Joel R P
    Seattle, WA
    Posted on January 19th, 2025 04:09 AM
    Warm, responsive, knowledgeable, reliable, and smart
    Reply from Ric Harter-Loan Officer
    January 20th, 2025 11:08 PM
    Thank you, Joel, for your kind words! We're thrilled to hear that you found our service provided you with such great feelings. Your satisfaction is my top priority, and it's wonderful to know that my teams efforts made a positive impact. Please...
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    Susan D
    Posted on January 18th, 2025 06:12 PM
    Ric Harter-Loan Officer has received a review with 5 star rating from Susan D
    Reply from Owner
    January 20th, 2025 07:36 PM
    Susan, Thank you so much for your 5-star review! I'm thrilled to hear that you had a great experience with us. Your review means the world to our team, and we truly appreciate you taking the time to share your feedback.If there’s anything else...
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    Susan D
    Federal Way, WA
    Posted on January 18th, 2025 06:12 PM
    Ric is so knowledgable and helpful. He really went to bat for my clients in a tough situation!
    Reply from Ric Harter-Loan Officer
    January 20th, 2025 11:10 PM
    Susan, Thank you so much for your kind words! I’m thrilled to hear that I was able to provide the knowledge and support needed in a challenging situation. Our clients’ success is always my top priority. If there’s ever anything else I can assist...
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    Kallista F V
    Federal Way, WA
    Posted on January 18th, 2025 03:58 PM
    Plenty of communication.
    Reply from Ric Harter-Loan Officer
    January 20th, 2025 11:12 PM
    Kallista, Thank you for the wonderful review! I'm thrilled to hear you appreciated our "next level" communication. Keeping my customers informed is always a top priority. I will look forward to serving you again!"
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    Sarah S
    Posted on January 14th, 2025 06:14 PM
    Having worked with Ric for many years, I can confidently say he is always an excellent advisor, giving home buyers truthful and timely advice with their best interest in mind. Transactions are always well ahead of schedule due to his proactive...
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    Reply from Owner
    January 20th, 2025 07:32 PM
    Sarah, thank you so much for your kind words and thoughtful review! It has been a pleasure working with you over the years. I’m truly grateful for the opportunity to assist home buyers and always strive to provide honest advice and a smooth,...
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    Sarah S
    Seattle, WA
    Posted on January 14th, 2025 06:13 PM
    Ric is always an excellent advisor, giving clients truthful and timely advice with their best interest in mind. Transactions are always well ahead of schedule due to his proactive and thorough approach. I highly recommend Ric!
    Reply from Ric Harter-Loan Officer
    January 17th, 2025 06:17 PM
    I'm humbled by your kind words, Sarah! I always strive to provide the best possible service, and your positive feedback serves as a terrific affirmation. I'm glad I could help streamline your transactions and provide useful advice. Thanks for...
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    About
    Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to an industry that has faced difficult challenges. "The opportunity to work with clients and to help them meet both their personal and financial goals is a very rewarding place to be. I am very excited to be part of the a company that shares the same values as I do and to be in a role that can truly make a positive difference in the lives of the people we represent." Ric is also the founder and leader of SEA-LO, Seattle Loan Officers Linked In Group and Forum
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Construction Loans
    Jumbo Financing
    Conventional Financing
    VA Financing
    FHA Financing
    Mortgage Lending
    FHA Loans
    VA Loans
    View All
    What is the Search Rank Score®?
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    Positions
    • Highlands Residential Mortgage - Loan Officer and Mortgage Guide
      Feb 1st, 2020 - Current
    Memberships
    • PNWna
    • Mill Creek Chamber of Commerce
    Addresses and Serving Areas

    Year Started

    2012

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Washington State
    • NMLS# 964644
    Gallery
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Achievements
    • 2022 Presidents Club Award
    • 2021 Presidents Club Award
    • 2020 Presidents Club Award
    Hobbies
    • Cycling
    • Hiking
    • Backpacking
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.