

Ric Harter-Loan Officer
LOAN OFFICER | NMLS# 964644

Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to... Show More
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As a realtor, I’ve had the opportunity to work with many mortgage lenders, but Ric Harter truly stands out. He recently helped one of my clients secure financing, and I couldn’t be more impressed with his professionalism and expertise. From...
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Reply from Owner
May 19th, 2025 09:28 PM
Thank you so much Matt for the kind words and thoughtful review! It truly means a lot coming from a professional like you. I’m grateful for the opportunity to work alongside you and help your client through such an important milestone. Your...
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Review for Ric Harter, Mortgage LenderAs a realtor, I’ve had the opportunity to work with many mortgage lenders, but Ric Harter truly stands out. He recently helped one of my clients secure financing, and I couldn’t be more impressed with his...
read more
Reply from Ric Harter
May 20th, 2025 01:09 AM
I'm thrilled to hear about your positive experience working with me at Highlands Residential Mortgage, Ltd. It's rewarding to know that my efforts to provide attentive and communicative service have made a difference for you and your client....
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Had an excellent experience with Ric as first time home buyers. He took all the time to explain every step of the process to make sure we knew what was happening. Super friendly and responded quickly anytime we had questions. Highly recommend...
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Reply from Owner
May 19th, 2025 09:29 PM
Thank you so much for the kind words Josh! It was a pleasure working with you and being part of your journey as first-time homebuyers. I’m glad I could help make the process clear and stress-free, and I truly appreciate your trust. Wishing...
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From start to finish, Ric demonstrated exceptional communication, professionalism, and a genuine commitment to making the home financing process as smooth as possible. My client and I are very pleased with Ric!!
Reply from Owner
May 13th, 2025 07:43 PM
Preet, I'm thrilled to hear that you and your client had such a positive experience with the home financing process. It was a pleasure working with you, and I appreciate your kind words. I will look forward to working with you again soon!
Great Working With Morgage Guide Ric Harter
Reply from Owner
May 13th, 2025 07:45 PM
Thank you, Dawa! It was great working with you as well. I’m glad I could help guide you through the mortgage process. Wishing you all the best and please don’t hesitate to reach out if you ever need anything in the future!
I had a fantastic experience working with Ric. He was not only prompt and very helpful, but also consistently available and kind throughout the process. Ric's dedication and professionalism made the entire experience smooth and stress-free....
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Reply from Owner
May 13th, 2025 07:42 PM
Thank you so much, Ranjan! I truly appreciate your kind words. It was a pleasure working with you, and I'm glad I could help make the process smooth and stress-free. Your trust means a lot, and I’m always here if you need anything in the future....
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From start to finish, Ric demonstrated exceptional communication, professionalism, and a genuine commitment to making the home financing process as smooth as possible. My client are I are very pleased with Ric!
Reply from Ric Harter-Loan Officer
May 13th, 2025 06:57 PM
Preet, I'm thrilled to hear that you and your client had such a positive experience with the home financing process. It was a pleasure working with you, and I appreciate your kind words. I will look forward to working with you again soon!
We had a great experience working with Ric for our home loan! He was incredibly knowledgeable and great at communicating. Thank you for all of your help on buying our new home!
Reply from Owner
May 5th, 2025 07:38 PM
Thank you so much, Rosalie! I really appreciate your kind words. It was a pleasure working with you on your home loan, and I'm so glad I could help make the process smooth and clear. Congratulations on your new home—wishing you all the best...
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Working with Ric Harter as the lender for the buyer on my listing was a smooth and professional experience from start to finish. As the listing agent, I appreciated Ric’s consistent communication and proactive updates. He provided weekly check-ins...
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Reply from Owner
May 2nd, 2025 06:38 PM
Thank you so much for your kind words and thoughtful review Nicole! It was truly a pleasure working with you on this transaction. I believe that clear, consistent communication is key to a smooth closing, and I’m glad to hear that my approach...
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Josh and Rosalie are so happy with your great service!
Reply from Ric Harter-Loan Officer
May 2nd, 2025 05:18 PM
I'm thrilled to hear that Josh and Rosalie are pleased with the service provided. It was a pleasure assisting them, and I appreciate your kind words. Thank you and looking forward to working with you again soon!
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About
Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to an industry that has faced difficult challenges. "The opportunity to work with clients and to help them meet both their personal and financial goals is a very rewarding place to be. I am very excited to be part of the a company that shares the same values as I do and to be in a role that can truly make a positive difference in the lives of the people we represent." Ric is also the founder and leader of SEA-LO, Seattle Loan Officers Linked In Group and Forum
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Construction Loans
Jumbo Financing
Conventional Financing
VA Financing
FHA Financing
Mortgage Lending
FHA Loans
VA Loans
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Positions
- Highlands Residential Mortgage - Loan Officer and Mortgage GuideFeb 1st, 2020 - Current
Memberships
- PNWna
- Mill Creek Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- Washington State
- NMLS# 964644
Gallery




Awards
Achievements
- 2022 Presidents Club Award
- 2021 Presidents Club Award
- 2020 Presidents Club Award
Hobbies
- Cycling
- Hiking
- Backpacking
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