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Ric Harter-Loan Officer - LOAN OFFICER | NMLS# 964644 in Kirkland, WA

Ric Harter-Loan Officer

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LOAN OFFICER | NMLS# 964644

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Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to... Show More
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Reviews from Web
  • google
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    A G U
    Posted on May 17th, 2025 01:30 AM
    As a realtor, I’ve had the opportunity to work with many mortgage lenders, but Ric Harter truly stands out. He recently helped one of my clients secure financing, and I couldn’t be more impressed with his professionalism and expertise. From...
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    Reply from Owner
    May 19th, 2025 09:28 PM
    Thank you so much Matt for the kind words and thoughtful review! It truly means a lot coming from a professional like you. I’m grateful for the opportunity to work alongside you and help your client through such an important milestone. Your...
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    Matt M
    Lynnwood, WA
    Posted on May 17th, 2025 01:07 AM
    Review for Ric Harter, Mortgage LenderAs a realtor, I’ve had the opportunity to work with many mortgage lenders, but Ric Harter truly stands out. He recently helped one of my clients secure financing, and I couldn’t be more impressed with his...
    read more
    Reply from Ric Harter
    May 20th, 2025 01:09 AM
    I'm thrilled to hear about your positive experience working with me at Highlands Residential Mortgage, Ltd. It's rewarding to know that my efforts to provide attentive and communicative service have made a difference for you and your client....
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    Josh H
    Posted on May 13th, 2025 08:04 PM
    Had an excellent experience with Ric as first time home buyers. He took all the time to explain every step of the process to make sure we knew what was happening. Super friendly and responded quickly anytime we had questions. Highly recommend...
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    Reply from Owner
    May 19th, 2025 09:29 PM
    Thank you so much for the kind words Josh! It was a pleasure working with you and being part of your journey as first-time homebuyers. I’m glad I could help make the process clear and stress-free, and I truly appreciate your trust. Wishing...
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    Amarpreet U
    Posted on May 13th, 2025 07:34 PM
    From start to finish, Ric demonstrated exceptional communication, professionalism, and a genuine commitment to making the home financing process as smooth as possible. My client and I are very pleased with Ric!!
    Reply from Owner
    May 13th, 2025 07:43 PM
    Preet, I'm thrilled to hear that you and your client had such a positive experience with the home financing process. It was a pleasure working with you, and I appreciate your kind words. I will look forward to working with you again soon!
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    Dawa S
    Posted on May 13th, 2025 07:29 PM
    Great Working With Morgage Guide Ric Harter
    Reply from Owner
    May 13th, 2025 07:45 PM
    Thank you, Dawa! It was great working with you as well. I’m glad I could help guide you through the mortgage process. Wishing you all the best and please don’t hesitate to reach out if you ever need anything in the future!
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    Ranjan R
    Posted on May 13th, 2025 07:26 PM
    I had a fantastic experience working with Ric. He was not only prompt and very helpful, but also consistently available and kind throughout the process. Ric's dedication and professionalism made the entire experience smooth and stress-free....
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    Reply from Owner
    May 13th, 2025 07:42 PM
    Thank you so much, Ranjan! I truly appreciate your kind words. It was a pleasure working with you, and I'm glad I could help make the process smooth and stress-free. Your trust means a lot, and I’m always here if you need anything in the future....
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    Amarpreet U
    Bothell, WA
    Posted on May 13th, 2025 02:29 PM
    From start to finish, Ric demonstrated exceptional communication, professionalism, and a genuine commitment to making the home financing process as smooth as possible. My client are I are very pleased with Ric!
    Reply from Ric Harter-Loan Officer
    May 13th, 2025 06:57 PM
    Preet, I'm thrilled to hear that you and your client had such a positive experience with the home financing process. It was a pleasure working with you, and I appreciate your kind words. I will look forward to working with you again soon!
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    Rosalie H
    Posted on May 5th, 2025 07:26 PM
    We had a great experience working with Ric for our home loan! He was incredibly knowledgeable and great at communicating. Thank you for all of your help on buying our new home!
    Reply from Owner
    May 5th, 2025 07:38 PM
    Thank you so much, Rosalie! I really appreciate your kind words. It was a pleasure working with you on your home loan, and I'm so glad I could help make the process smooth and clear. Congratulations on your new home—wishing you all the best...
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    Nicole S
    Posted on May 2nd, 2025 06:35 PM
    Working with Ric Harter as the lender for the buyer on my listing was a smooth and professional experience from start to finish. As the listing agent, I appreciated Ric’s consistent communication and proactive updates. He provided weekly check-ins...
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    Reply from Owner
    May 2nd, 2025 06:38 PM
    Thank you so much for your kind words and thoughtful review Nicole! It was truly a pleasure working with you on this transaction. I believe that clear, consistent communication is key to a smooth closing, and I’m glad to hear that my approach...
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    Jeremy M
    Lake Stevens, WA
    Posted on May 2nd, 2025 04:45 PM
    Josh and Rosalie are so happy with your great service!
    Reply from Ric Harter-Loan Officer
    May 2nd, 2025 05:18 PM
    I'm thrilled to hear that Josh and Rosalie are pleased with the service provided. It was a pleasure assisting them, and I appreciate your kind words. Thank you and looking forward to working with you again soon!
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    About
    Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to an industry that has faced difficult challenges. "The opportunity to work with clients and to help them meet both their personal and financial goals is a very rewarding place to be. I am very excited to be part of the a company that shares the same values as I do and to be in a role that can truly make a positive difference in the lives of the people we represent." Ric is also the founder and leader of SEA-LO, Seattle Loan Officers Linked In Group and Forum
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Construction Loans
    Jumbo Financing
    Conventional Financing
    VA Financing
    FHA Financing
    Mortgage Lending
    FHA Loans
    VA Loans
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Highlands Residential Mortgage - Loan Officer and Mortgage Guide
      Feb 1st, 2020 - Current
    Memberships
    • PNWna
    • Mill Creek Chamber of Commerce
    Addresses and Serving Areas

    Year Started

    2012

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Washington State
    • NMLS# 964644
    Gallery
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Achievements
    • 2022 Presidents Club Award
    • 2021 Presidents Club Award
    • 2020 Presidents Club Award
    Hobbies
    • Cycling
    • Hiking
    • Backpacking
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.