Ric Harter-Loan Officer
LOAN OFFICER | NMLS# 964644
Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to... Show More
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Ric was crucial to our home-buying process. We could not have done it without him!
Reply from Owner
September 12th, 2025 12:03 AM
Thank you so much, Nathan! I’m truly honored to have been part of your home-buying journey. Helping you through the process and seeing you reach this exciting milestone means a lot to me. Wishing you and your family many happy memories in your...
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Ric was extremely helpful with answering questions, explaining what all the documents and numbers meant, and where we were in the process from pre-approval to close. He worked quickly and coordinated communication with all parties involved/needed....
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Reply from Ric Harter
September 5th, 2025 05:27 PM
I'm glad to hear that you found my support helpful throughout the home buying process, Nathaniel. It was important to me to keep you informed and comfortable at every stage. Coordinating smoothly and ensuring clear communication were priorities...
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We went to Rick and he was nothing but amazing at helping us with a loan for a home. In the end we couldn't go through with this purchase but he still served us with the same respect and kindness as when we started. 100% will be using him when...
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Reply from Owner
August 22nd, 2025 03:26 PM
Cody, thank you so much for your kind words! 🙏 Even though the timing for your purchase didn’t work out, I’m grateful I had the chance to walk alongside you in the process. I’m here whenever the timing is right, and I’ll be ready to help make...
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Ric is an outstanding resource for first-time home buyers. The information provided is clear, straightforward, and easy to understand. I highly recommend Ric to anyone navigating their first home purchase—it makes the experience smoother and...
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Reply from Owner
August 21st, 2025 02:35 PM
Thank you so much for your kind words! I know buying your first home can feel overwhelming, so I’m glad I was able to make the process clearer and easier for you. It means a lot to know that the guidance I provided helped you feel more confident...
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You truly won’t be disappointed with Ric. I remember when I first met him, he told me that he is monitoring interest rates all the time, and when he saw an interest rate drop (for a different client), he left in the middle of his personal plans...
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Reply from Owner
August 21st, 2025 02:33 PM
Thank you so much, Courtney! I really appreciate your kind words. I always want my clients to know I’m looking out for them and that their goals are my top priority. It means a lot that you noticed my dedication, and I’m grateful for the chance...
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My wife and I understand the value of engaging with a mortgage broker after working with Ric Harter. Ric analyzed and explained all of our loan options, including with other lenders, and now we feel like we made the best financial decision...
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Reply from Owner
August 21st, 2025 02:32 PM
Thank you, Doug! I truly appreciate your thoughtful words. It was a pleasure walking through the different loan options with you and your wife, and I’m so glad you feel confident in the decision you made. My goal is always to make the process...
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Ric did an outstanding job helping my buyers through the entire loan process. He worked quickly to get them preapproved, maintained excellent communication throughout the process, and even closed the loan ahead of schedule. His efficiency and...
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Reply from Ric Harter-Loan Officer
August 18th, 2025 03:50 PM
Thank you, Liz, for your wonderful feedback. I'm really glad to hear that my efforts made the loan process smooth and stress-free for your buyers. Working quickly to get them preapproved and keeping the lines of communication open are important...
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Great communication and commitment throughout the whole process, would highly recommend!
Reply from Ric Harter-Loan Officer
August 12th, 2025 07:27 PM
Thanks, Colin! I'm pleased to hear that you found the communication and commitment throughout the process to be noteworthy. It means a lot to have your recommendation, and I'm glad I could support you effectively. If there's ever anything more...
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Ric is easy to work with and gets the job done on time without hassles. We have enjoyed working with him on more than one home loan, and he delivers each time.
Reply from Owner
June 9th, 2025 05:16 PM
Thank you, Marti, for your kind words and trust in my services. I'm glad to have been able to deliver on my promises and assist you with your needs. I look forward to working with you again in the future if the need arises.
Ric is kind and friendly and delivered on all promises. We've used his expertise before, and we will use it again if/as needed.
Reply from Ric Harter-Loan Officer
June 9th, 2025 05:01 PM
Thank you, Marti, for your kind words and trust in my services. I'm glad to have been able to deliver on my promises and assist you with your needs. I look forward to working with you again in the future if the need arises.
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About
Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to an industry that has faced difficult challenges. "The opportunity to work with clients and to help them meet both their personal and financial goals is a very rewarding place to be. I am very excited to be part of the a company that shares the same values as I do and to be in a role that can truly make a positive difference in the lives of the people we represent." Ric is also the founder and leader of SEA-LO, Seattle Loan Officers Linked In Group and Forum
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Construction Loans
Jumbo Financing
Conventional Financing
VA Financing
FHA Financing
Mortgage Lending
FHA Loans
VA Loans
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Positions
- Highlands Residential Mortgage - Loan Officer and Mortgage GuideFeb 1st, 2020 - Current
Memberships
- PNWna
- Mill Creek Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- Washington State
- NMLS# 964644
Gallery
Awards
Achievements
- 2022 Presidents Club Award
- 2021 Presidents Club Award
- 2020 Presidents Club Award
Hobbies
- Cycling
- Hiking
- Backpacking
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Disclaimer
