Ric Harter-Loan Officer
LOAN OFFICER | NMLS# 964644
Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to... Show More
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Ric has always been more than helpful making this a smooth clean process. I have used him before in the past and still hasn't let me down. he was very clear with options and helped me understand many ways we could go. never pushy and always...
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Reply from Ric Harter-Loan Officer
November 4th, 2025 12:39 AM
I appreciate your trust and kind words, Sten. It's rewarding to hear that you felt supported throughout the process and found the options clear and understandable. I'm glad to have been able to assist you again and to know that my approach...
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Ric is amazing! He is knowledgeable, clear communicator, easy to work with and goes above and beyond for his clients and peers while helping with Real Estate lending! It is abundantly clear how much he cares about the work he does while creating...
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Reply from Owner
November 4th, 2025 12:39 AM
It's wonderful to hear that you found my support effective and that my commitment to clear communication stood out to you, Kerry. I always strive to ensure a positive experience in real estate lending, and it's great to know it made a difference...
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Too many times applying for loans, I have had to deal with last minute issues and urgent requests for documents that can't wait a moment because they should've been handled weeks ago. Ric was thorough, upfront, and informative, there were no...
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Reply from Owner
September 25th, 2025 07:56 PM
Thank you so much for sharing your experience! I know how stressful it can be when things feel rushed or unexpected during a loan process, so I really appreciate you pointing out the value of having everything handled upfront and thoroughly....
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Ric was thorough in his work. He was communicative, upfront, and clear about the mortgage process. Working with him, I never felt overwhelmed or like I didn't know what was going on. I always felt like I was working with an expert on the process....
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Reply from Ric Harter-Loan Officer
September 24th, 2025 04:26 PM
I appreciate your feedback, Robert. It's reassuring to know that you felt comfortable and informed throughout your mortgage process. Being clear and communicative is important to me, and I'm glad it helped make the experience less overwhelming...
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Ric always goes above and beyond for his clients with his knowledge and support. The transaction went smoothly and my clients were happy to have him on their team. I would recommend Ric to future home buyers in the Snohomish County area anytime....
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Reply from Ric Harter-Loan Officer
September 24th, 2025 12:13 AM
Thank you, Amanda, for your positive review. :) I'm glad to hear that the transaction went smoothly and that our clients were happy with the experience. Providing knowledgeable support is important to me, and it's great to know that you would...
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My team and I had the pleasure of working with Ric Harter on a recent closing and he represented our buyers with the utmost level of professionalism and curtesy throughout the entire process. We could tell after our first call with Ric that...
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Reply from Owner
September 24th, 2025 12:15 AM
Thank you so much Hillary for your kind words! It was an absolute pleasure working with you and your clients. I truly appreciate your trust and confidence throughout the process, and I’m thrilled we were able to make the transaction smooth...
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Ric Harter at Highland Mortgage was absolutely wonderful to work with! He got my pre-approval done in less than a day and moved the mortgage loan approval process along so quickly. What really stood out was how prompt and approachable he was...
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Reply from Owner
September 12th, 2025 12:05 AM
Thank you so much, Swetha! I really appreciate your kind words and am so glad I could make the process smooth and stress-free for you. It was a pleasure working with you on your home journey, and I’m honored to have earned your trust and recommendation....
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Ric Harter at Highland Mortgage was absolutely wonderful to work with! He got my pre-approval done in less than a day and moved the mortgage loan approval process along so quickly. What really stood out was how prompt and approachable he was...
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Reply from Ric Harter
September 8th, 2025 05:45 PM
I'm grateful for your kind feedback, Swetha. It's great to know that the process felt smooth and stress-free for you. Ensuring timely assistance and being available to answer any questions were priorities for me. I'm pleased to know you felt...
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Ric Harter-Loan Officer has received a review with 5 star rating from Kathryn C
Reply from Owner
September 12th, 2025 12:04 AM
Thank you so much, Kati! I truly appreciate your 5-star review and the trust you placed in me. It was a pleasure helping you, and I’m so glad I could help you once again. Wishing you all the best moving forward!
Ric is just wonderful and communicates every step of the way! He even drove to see me on my signing day!! Ric make the entire process painless and caring.
Reply from Ric Harter
September 5th, 2025 11:18 PM
I'm pleased to know that you felt well-supported throughout the process, Kathryn. Ensuring clear communication every step of the way is always a priority. It was important to me to make everything as easy and comfortable as possible for you,...
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About
Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to an industry that has faced difficult challenges. "The opportunity to work with clients and to help them meet both their personal and financial goals is a very rewarding place to be. I am very excited to be part of the a company that shares the same values as I do and to be in a role that can truly make a positive difference in the lives of the people we represent." Ric is also the founder and leader of SEA-LO, Seattle Loan Officers Linked In Group and Forum
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Construction Loans
Jumbo Financing
Conventional Financing
VA Financing
FHA Financing
Mortgage Lending
FHA Loans
VA Loans
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Positions
- Highlands Residential Mortgage - Loan Officer and Mortgage GuideFeb 1st, 2020 - Current
Memberships
- PNWna
- Mill Creek Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- Washington State
- NMLS# 964644
Gallery
Awards
Achievements
- 2022 Presidents Club Award
- 2021 Presidents Club Award
- 2020 Presidents Club Award
Hobbies
- Cycling
- Hiking
- Backpacking
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