Ric Harter-Loan Officer
LOAN OFFICER | NMLS# 964644
Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to... Show More
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Ric made this whole process seamless and was happy to answer any questions any time I needed, would highly reccomend!
Reply from Ric Harter-Loan Officer
March 2nd, 2026 09:47 PM
Thank you for sharing your experience, Dylan. I'm pleased to know that the process felt seamless for you and that I could assist with your questions whenever needed. Your recommendation means a lot to me. If there's anything else I can do for...
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He helped me through buying one house, selling another and refinancing at a better rate by explaining what I would be going through and the time frame each task needed to be completed in, answered my questions quickly and in a way that I would...
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Reply from Ric Harter
February 20th, 2026 07:07 PM
I'm truly appreciative of your feedback, Charles. Navigating the buying, selling, and refinancing process can be intricate, so I'm glad to hear that my explanations and responsiveness were helpful to you. Making sure you felt supported, especially...
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I can’t say enough great things about working with Ric Harter. Ric is not only an outstanding neighbor, but also an incredibly skilled and attentive loan officer who has supported me through a home purchase, a home sale, and a refinance. Every...
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Reply from Owner
March 10th, 2026 11:32 PM
Tanya, thank you so much for these incredibly kind words. It truly means a lot to have your trust through your home purchase, sale, and refinance. I’m grateful not only to be your loan officer, but also your neighbor, and I’m honored to have...
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It's hard to find high integrity, dedicated, & knowledgeable people in this field. Ric is a rare kind of person who proves you can be both kind and excellent at what you do. Nothing but good things to say.
Reply from Owner
December 23rd, 2025 06:54 PM
Thank you, Michael! Your words truly mean a lot to me. Being part of the same church community makes this especially meaningful. Trust and integrity matter deeply to me, both professionally and personally, and I’m grateful that came through...
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Ric has been our loan officer since 2015. He's been by our side through the purchase of 2 homes & a home refinance. We have nothing but good things to say about Ric.
Reply from Ric Harter
December 22nd, 2025 04:28 PM
It's been my privilege to work with you over the years, Bethany. I'm grateful for your trust through multiple home purchases and a refinance. Your continued support and kind words mean a lot to me. If there's anything more you need in the future,...
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Ric is always very helpful and patient. It feels like we are a team, and he is looking out for our best intrest. We have been working with Ric on two home purchases, a refinance, and a home sale over the course of a decade and will continue...
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Reply from Ric Harter-Loan Officer
December 16th, 2025 09:26 PM
Thank you, Bryon! I truly appreciate your kind words and your trust over the years. It’s been a privilege working alongside you both. I’ve always viewed our relationship as a team effort, and I’m grateful that you’ve felt supported and looked...
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Ric was an absolute pleasure to work with. Extremely organized, very informative, clear expectations. We felt very well taken care of the whole process. I was also a big fan of the Highland App. Straight forward and easy to move along through...
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Reply from Owner
March 10th, 2026 11:31 PM
Nathan, thank you so much for sharing this! I truly appreciate the opportunity to guide you through the process. Knowing that the communication, organization, and expectations felt clear and supportive means a lot.I’m also glad the Highland...
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Ric is very responsive and provides full informtaion. looks like he is always working as I got responess from him late eveneing and early morninng.
The whole process was fast and went very smoothly. I'm quite satisfied.
Reply from Ric Harter
November 24th, 2025 08:52 PM
I'm glad to hear that you found the process smooth and satisfactory, Alexey. Providing comprehensive information and being responsive are important aspects of my work, so I'm pleased that these efforts made a positive impact on your experience....
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Great experience as usual. Long time customer wouldn’t use anyone else.
Reply from Owner
March 10th, 2026 11:34 PM
J and H, Thank you so much for the continued trust and loyalty! It’s always a pleasure working with you, and I truly appreciate the opportunity to help with your home financing needs again. Thank you again!
Ric's attention to detail
Reply from Ric Harter
November 7th, 2025 02:23 PM
I appreciate your brief but meaningful acknowledgment, James. Attention to detail is something I strive to maintain in all my interactions. If there's anything else you'd like to share or discuss, please feel free to reach out.
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About
Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to an industry that has faced difficult challenges. "The opportunity to work with clients and to help them meet both their personal and financial goals is a very rewarding place to be. I am very excited to be part of the a company that shares the same values as I do and to be in a role that can truly make a positive difference in the lives of the people we represent." Ric is also the founder and leader of SEA-LO, Seattle Loan Officers Linked In Group and Forum
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Construction Loans
Jumbo Financing
Conventional Financing
VA Financing
FHA Financing
Mortgage Lending
FHA Loans
VA Loans
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Positions
- Highlands Residential Mortgage - Loan Officer and Mortgage GuideFeb 1st, 2020 - Current
Memberships
- PNWna
- Mill Creek Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- Washington State
- NMLS# 964644
Gallery
Awards
Achievements
- 2022 Presidents Club Award
- 2021 Presidents Club Award
- 2020 Presidents Club Award
Hobbies
- Cycling
- Hiking
- Backpacking
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Disclaimer
