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Ric Harter-Loan Officer - LOAN OFFICER | NMLS# 964644 in Kirkland, WA

Ric Harter-Loan Officer

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LOAN OFFICER | NMLS# 964644

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Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to... Show More
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5 Star
99%
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1%
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Reviews from Web
  • Encompass
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    Kathryn I C
    Marysville, WA
    Posted on September 26th, 2023 04:58 PM
    Rick was an awesome advocate while I was going through the home buying process! Ric kept me informed every step of the way; gave me options; was open and honest and I appreciate Ric's help and Jess' help in getting my forever home!
    Reply from Ric Harter
    October 4th, 2023 10:06 PM
    I'm truly grateful for your kind words, Kathryn. It was my pleasure to guide you through the home buying process and make sure you were kept in the loop at every stage. Both Jess and I are thrilled that we could assist you in acquiring your...
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    Noelle C S
    Seattle, WA
    Posted on September 17th, 2023 08:35 PM
    We had a wonderful experience with Ric! Ric walked us through the process of being first-time homebuyers and took time to educate us and answer all of our questions along the way. He was very responsive and always answered our calls and got...
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    Reply from Ric Harter
    September 19th, 2023 04:00 PM
    Noelle, I'm genuinely grateful for your kind words and the 5-star rating. It was a pleasure assisting you on your journey as a first-time homebuyer. I always strive to educate my clients and make the process as smooth as possible. I'm glad...
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    Forbes H
    Anacortes, WA
    Posted on August 31st, 2023 11:52 PM
    Great communication, and quick responses.
    Reply from Ric Harter
    September 5th, 2023 05:20 PM
    Thanks Forbes! Looking forward to our next closing transaction together. Always a pleasure to work with you!
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    Thomas H
    Anacortes, WA
    Posted on August 25th, 2023 03:01 PM
    Ric made everything easy and was very flexible with our needs.
    Reply from Ric Harter
    September 5th, 2023 05:17 PM
    Thank you Tommy! It was a pleasure serving you and your family!
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    Joseph C M
    Ferndale, WA
    Posted on August 9th, 2023 01:24 AM
    Have worked with Ric on 3 mortgages now and recommend him to anyone who is looking. He kept me on track with timing of everything and we have complete faith in his recommendations.
    Reply from Ric Harter
    September 5th, 2023 05:16 PM
    Joe, thank you so much for your fantastic review. It is always such a pleasure serving you and your family. Congratulations on your new home purchase. I hope it will be a great blessing for you now and into the future. Thank you again!
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    Jess D
    Ferndale, WA
    Posted on August 7th, 2023 03:28 PM
    Ric was incredibly communicative, proactive and in general, an absolute pleasure to work with!
    Reply from Ric Harter
    September 5th, 2023 05:16 PM
    Jessica, thank you so much for your lovely review. It's such pleasure to work and serve you. Please know that I am here and ready when you need me. Take care and thank you again!
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    Bigoldchump
    Posted on August 5th, 2023 05:35 PM
    I don't normally trust people or places that only have 5 star reviews but Ric is one of those exceptions. He helped us with multiply home purchases and has been fantastic throughout. He really helped us out of a jam and was able to get us sorted...
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    Reply from Owner
    August 9th, 2023 04:00 PM
    Joe, thank you so much for your fantastic review. It is always such a pleasure serving you and your family. Congratulations on your new home purchase. I hope it will be a great blessing for you now and into the future. Thank you again!
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    Andrea M C
    Ferndale, WA
    Posted on August 5th, 2023 05:17 PM
    This is our third time working with Ric and every single time the experience has been outstanding. In addition to his incredible fast turnaround to meet tight real estate deadlines, his broad industry knowledge has always made us feel we were...
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    Reply from Ric Harter
    September 5th, 2023 05:16 PM
    Marina, thank you for such a wonderful review. I'm so excited to have been able to help serve you and your family once again. Congratulations on your new home and I hope all of your goals will be met. Take care and thank you again for choosing...
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    Marina C
    Posted on August 2nd, 2023 06:45 PM
    This is our third time working with Ric and every single time the experience has been outstanding. In addition to his incredible fast turnaround to meet tight real estate deadlines, his broad industry knowledge has always made us feel we were...
    read more
    Reply from Owner
    August 2nd, 2023 06:58 PM
    Marina, thank you for such a wonderful review. I'm so excited to have been able to help serve you and your family once again. Congratulations on your new home and I hope all of your goals will be met. Take care and thank you again for choosing...
    read more
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    Jess D P
    Posted on August 2nd, 2023 06:04 PM
    I highly recommend Ric as a lender for anyone looking to purchase a home. He has a remarkable ability to navigate tricky deals and his knowledge and expertise is second to none. His responsiveness, dedication and excellent communication skills...
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    Reply from Owner
    August 2nd, 2023 06:56 PM
    Jessica, thank you so much for your lovely review. It's such pleasure to work and serve you. Please know that I am here and ready when you need me. Take care and thank you again!
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    About
    Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to an industry that has faced difficult challenges. "The opportunity to work with clients and to help them meet both their personal and financial goals is a very rewarding place to be. I am very excited to be part of the a company that shares the same values as I do and to be in a role that can truly make a positive difference in the lives of the people we represent." Ric is also the founder and leader of SEA-LO, Seattle Loan Officers Linked In Group and Forum
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Construction Loans
    Jumbo Financing
    Conventional Financing
    VA Financing
    FHA Financing
    Mortgage Lending
    FHA Loans
    VA Loans
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Highlands Residential Mortgage - Loan Officer and Mortgage Guide
      Feb 1st, 2020 - Current
    Memberships
    • PNWna
    • Mill Creek Chamber of Commerce
    Addresses and Serving Areas

    Year Started

    2012

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Washington State
    • NMLS# 964644
    Gallery
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Achievements
    • 2022 Presidents Club Award
    • 2021 Presidents Club Award
    • 2020 Presidents Club Award
    Hobbies
    • Cycling
    • Hiking
    • Backpacking
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.