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Ric Harter-Loan Officer - LOAN OFFICER | NMLS# 964644 in Kirkland, WA

Ric Harter-Loan Officer

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LOAN OFFICER | NMLS# 964644

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Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to... Show More
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Reviews from Web
  • Encompass
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    Kateryna S
    Marysville, WA
    Posted on July 26th, 2023 05:25 PM
    Ric is my favorite loan officer! He is very knowledgeable and takes time to explain different strategies to each of my clients. His loan processing updates are proactive and frequent, my clients felt well informed from beginning to closing....
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    Reply from Ric Harter
    August 1st, 2023 04:47 PM
    Thank you Kateryna! I am so glad that everything went smoothly with your clients loan process and we were able to close so quickly. I appreciate your kind words and look forward to working with you again soon! You are absolutely one of the...
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    Kaitlyn S
    Marysville, WA
    Posted on July 22nd, 2023 02:32 PM
    Ric and his team were proactive, friendly, and personal and really went the extra mile to make sure we understood the process and had all the info we needed along the way, all while meeting an incredibly aggressive closing timeline!
    Reply from Ric Harter
    August 1st, 2023 04:37 PM
    Thank you so much Kaitlyn! I am so glad to hear that we were able to meet your aggressive timeline and provide you with the information you needed. We strive to make every customer experience a positive one and it's great to see that we achieved...
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    Don R
    Posted on July 4th, 2023 10:56 PM
    We really enjoyed working with Ric Harter to obtain a mortgage. Ric was easy to work with, patient, and friendly. I have come to understand that Ric did not just complete this mortgage with us but will be our partner going forward and will...
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    Reply from Owner
    July 6th, 2023 05:06 PM
    Don, thank you so much for your very kind review. It was such a pleasure to serve both you and Erin in the purchase of your new home. I hope you will be blessed for many years to come. And yes, I'm looking forward to a continued and ongoing...
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    Seamus P
    Langley, WA
    Posted on June 25th, 2023 08:48 PM
    Ric is a great lender to partner with. Always ensuring we know exactly where everything is in the process. In this case, our timing changed a bit in the last week and Ric went way above and beyond to help get the loan documents into escrow...
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    Reply from Ric Harter
    August 1st, 2023 04:37 PM
    Thank you for the kind words, Seamus. I'm glad I could help when the timing changed. I'm always happy to do what I can to ensure a smooth process for my clients. You are one of the best in the business and I'm so grateful that you choose to...
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    James B
    Lake Tapps, WA
    Posted on June 22nd, 2023 09:06 PM
    We have trusted Ric for may years with our real estate investments and never disappoints. Ric is very thorough and keeps us informed daily on progress and information. We Highly recommend him.
    Reply from Ric Harter
    August 1st, 2023 04:35 PM
    James, Thank you for your very kind review. I'm very grateful to have such loyal and appreciative clients like you and Holly. I look forward to continuing to serve your family to accomplish your home loan goals.. Take care and thank you again!...
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    Wendy C
    Posted on June 22nd, 2023 02:07 AM
    Ric Harter commits to provide 5 star service and he delivers! He instills confidence with his knowledge of the market, forecasting and financial planning. He kept us informed and was extremely responsive through the entire home lending process....
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    Reply from Owner
    June 23rd, 2023 09:57 PM
    Wendy, thank you so much for your amazing review! You were fantastic to work with and I'm so grateful to have been able to serve you both. I'm looking forward to the opportunity to assist you with your future real estate financing needs. Thank...
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    Michael L
    Posted on June 5th, 2023 10:41 PM
    As a first time home buyer, I really appreciated working with Ric — he was able to guide me through all the steps in the process towards the home purchase/loan, and did so in a way that was systematic and patient. Great buying experience, and...
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    Reply from Owner
    June 5th, 2023 10:58 PM
    Michael, thank you so much for your very kind review. It was such a pleasure working with you to on the purchase of your new home. I hope your it brings you many years of joy and happiness. And yes, I look forward to working with you again...
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    David B
    Des Moines, WA
    Posted on May 16th, 2023 09:21 PM
    Ric was always responsive, and the operation was pretty seamless even with Ric being on vacation for a portion of the time. We had plenty of resources and appreciated all the in-person and zoom communication.
    Reply from Ric Harter
    May 16th, 2023 11:11 PM
    Thank you Dave for your very kind review. It was such a pleasure working with you both. I hope your new home brings you many years of joy and happiness. Take care and God Bless!
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    Heather B
    Posted on May 10th, 2023 11:12 PM
    Ric Harter did an amazing job from start to finish on assisting us with our home loan. My husband and I are first time home buyers and he did a great job walking us through the process of buying a house! He was responsive and always answered...
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    Reply from Owner
    May 10th, 2023 11:33 PM
    Heather, thank you so much for you very kind review. It was my pleasure to serve you on your first home purchase. I hope it brings you both many years of joy and happiness. Take care and God Bless!
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    Kurt B
    Posted on March 23rd, 2023 10:36 PM
    Ric Harter expertly guided my wife and I through the loan and home buying process as first time buyers. Ric knew industry best practices and trends and always had our best interests in mind. He was always available to hop on the phone to quickly...
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    Reply from Owner
    May 10th, 2023 11:34 PM
    Thank you Kurt, it was an absolute pleasure to work with you and your beautiful wife. I hope you home brings you many years of pleasure and happiness!
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    About
    Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to an industry that has faced difficult challenges. "The opportunity to work with clients and to help them meet both their personal and financial goals is a very rewarding place to be. I am very excited to be part of the a company that shares the same values as I do and to be in a role that can truly make a positive difference in the lives of the people we represent." Ric is also the founder and leader of SEA-LO, Seattle Loan Officers Linked In Group and Forum
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Construction Loans
    Jumbo Financing
    Conventional Financing
    VA Financing
    FHA Financing
    Mortgage Lending
    FHA Loans
    VA Loans
    View All
    What is the Search Rank Score®?
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    Positions
    • Highlands Residential Mortgage - Loan Officer and Mortgage Guide
      Feb 1st, 2020 - Current
    Memberships
    • PNWna
    • Mill Creek Chamber of Commerce
    Addresses and Serving Areas

    Year Started

    2012

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Washington State
    • NMLS# 964644
    Gallery
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Achievements
    • 2022 Presidents Club Award
    • 2021 Presidents Club Award
    • 2020 Presidents Club Award
    Hobbies
    • Cycling
    • Hiking
    • Backpacking
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.