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Ric Harter-Loan Officer - LOAN OFFICER | NMLS# 964644 in Kirkland, WA

Ric Harter-Loan Officer

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LOAN OFFICER | NMLS# 964644

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Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to... Show More
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Reviews from Web
  • google
    J
    Jen M
    Posted on January 17th, 2024 09:25 PM
    I recently had the pleasure of working with Ric Harter as the lender for my client's home purchase, and I cannot express enough how wonderful he is to work with. From the very beginning, Ric stood out for his outstanding communication skills....
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    Reply from Owner
    January 18th, 2024 11:52 PM
    Thank you, Jenifer, for your kind and detailed review. It's always a pleasure to work with someone as thorough and professional as you. Your acknowledgment of my communication skills, dedication, and commitment to client satisfaction is greatly...
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  • Encompass
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    Jenifer M
    Everett, WA
    Posted on January 17th, 2024 09:24 PM
    I recently had the pleasure of working with Ric Harter as the lender for my client's home purchase, and I cannot express enough how wonderful he is to work with. From the very beginning, Ric stood out for his outstanding communication skills....
    read more
    Reply from Ric Harter
    January 18th, 2024 11:51 PM
    Thank you, Jenifer, for your kind and detailed review. It's always a pleasure to work with someone as thorough and professional as you. Your acknowledgment of my communication skills, dedication, and commitment to client satisfaction is greatly...
    read more
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    Myles G
    Posted on January 17th, 2024 05:53 AM
    Got us a great rate on our mortgage and took the worry out of cross shopping rates.
    Reply from Owner
    January 18th, 2024 11:53 PM
    Miles, it was great serving you on your recent home loan. I so pleased to hear you were happy with the rate and time savings we offered during you home loan process. Thank you again and I look forward to working with you again soon!
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    Miles P G
    Everett, WA
    Posted on January 17th, 2024 05:53 AM
    He was always attentive to my questions, even after normal business hours.
    Reply from Ric Harter
    January 17th, 2024 05:38 PM
    Thank you, Miles, for your generous comments and the perfect rating. I am glad to learn that you were satisfied with my service. I believe in being there for my customers whenever they need me, even beyond normal business hours. Your satisfaction...
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  • Encompass
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    Douglas F S
    Lacey, WA
    Posted on January 2nd, 2024 08:05 PM
    I ended up with a very short timeline using a non-standard option during the holidays. Ric went above and beyond keeping things moving and we made the closing date.Kept me well informed, presented great options and was just a pleasure to work...
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    Reply from Ric Harter
    January 2nd, 2024 08:10 PM
    I'm thrilled to hear such positive feedback, Douglas! The timeline was indeed a challenge, especially during the holiday season, but I'm glad we were able to meet your closing date. Keeping my clients informed and providing them with the best...
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  • Encompass
    S
    Scott L K C
    Mount Vernon, WA
    Posted on November 6th, 2023 12:22 AM
    Ric went above and beyond every day to take care of us and give us the information that we needed. With his guidance he made this transition smooth and stress free. He would always check up on us and see how we were doing, he treated us like...
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    Reply from Ric Harter
    November 6th, 2023 07:24 PM
    I'm deeply touched by your kind words, Scott. It was an absolute pleasure working with you and assisting with your mortgage process. Knowing that I was able to make this transition smooth and stress-free for you makes everything worthwhile....
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    Hillary H
    Posted on November 5th, 2023 02:38 PM
    Ric has was a life saver in my home purchase. I cannot thank him enough for his help. He truly is a morgage guide. I am not an easy client, I ask lots of questions, need more time getting everything explained, I’m a needy client. And Ric was...
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    Reply from Owner
    November 6th, 2023 07:22 PM
    I am genuinely humbled by your kind words, Hillary. I'm glad to hear that your experience with me was a positive one. I always strive to make the home purchasing process as smooth and informative as possible, so knowing that I could alleviate...
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  • Encompass
    H
    Hillary J H
    Mount Vernon, WA
    Posted on November 5th, 2023 02:38 PM
    Ric has was a life saver in my home purchase. I cannot thank him enough for his help. He truly is a morgage guide. I am not an easy client, I ask lots of questions, need more time getting everything explained, I’m a needy client. And Ric was...
    read more
    Reply from Ric Harter
    November 6th, 2023 07:23 PM
    I am genuinely humbled by your kind words, Hillary. I'm glad to hear that your experience with me was a positive one. I always strive to make the home purchasing process as smooth and informative as possible, so knowing that I could alleviate...
    read more
  • Encompass
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    Pavan D
    Bothell, WA
    Posted on October 22nd, 2023 10:15 AM
    Ric was super helpful in explaining the process and communicating efficiently. He moved quick to get us pre approval and was on top of everything during the entire process helping us close about 10 days earlier
    Reply from Ric Harter
    October 23rd, 2023 03:11 PM
    I sincerely appreciate your kind words, Pavan. It was a pleasure assisting you throughout the process and I'm thrilled to hear that you were satisfied with the speed and efficiency of our work. My Team and I always strive to exceed our clients'...
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  • google
    K
    Kati C
    Posted on September 26th, 2023 05:59 PM
    Ric Harter-Loan Officer has received a review with 5 star rating from Kati C
    Reply from Owner
    October 23rd, 2023 03:14 PM
    Kati, It was my pleasure to guide you through the home buying process and make sure you were kept in the loop at every stage. My Team and u I always strive to be open, honest, and to provide our customers with the best possible options. Thank...
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    About
    Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to an industry that has faced difficult challenges. "The opportunity to work with clients and to help them meet both their personal and financial goals is a very rewarding place to be. I am very excited to be part of the a company that shares the same values as I do and to be in a role that can truly make a positive difference in the lives of the people we represent." Ric is also the founder and leader of SEA-LO, Seattle Loan Officers Linked In Group and Forum
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Construction Loans
    Jumbo Financing
    Conventional Financing
    VA Financing
    FHA Financing
    Mortgage Lending
    FHA Loans
    VA Loans
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Highlands Residential Mortgage - Loan Officer and Mortgage Guide
      Feb 1st, 2020 - Current
    Memberships
    • PNWna
    • Mill Creek Chamber of Commerce
    Addresses and Serving Areas

    Year Started

    2012

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Washington State
    • NMLS# 964644
    Gallery
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Achievements
    • 2022 Presidents Club Award
    • 2021 Presidents Club Award
    • 2020 Presidents Club Award
    Hobbies
    • Cycling
    • Hiking
    • Backpacking
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.