Raquel Koester
Mortgage Consultant | NMLS# 1862819
Raquel is a seasoned professional with an extensive background in finance ranging from personal loans, credit unions, working directly for a bank to now having over 10 years of experience as a mortgage lender. She serves as a senior loan of... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Raquel is a really profesional hard working mortgage consultant. she helped us to achieve our dream. We are so grateful she got us there. Thank you so much Raquel.
Reply from Raquel Koester
July 1st, 2026 02:57 PM
Edwin, I'm pleased to know that I could assist you in achieving your dream. Your gratitude means a lot to me, and I'm thankful for your kind words about my professionalism and hard work.
Although homebuying can be stressful, -Raquel made the process so manageable. She made me feel less stressed and made the process so smooth. I will always appreciate her and recommend her to eveyone I can.
Reply from Raquel Koester
July 1st, 2026 02:58 PM
Enedelia, I'm so happy to know that I could help make the homebuying process more manageable for you. It's rewarding to hear that I was able to alleviate some of the stress and ensure a smooth experience. Your recommendation means a lot to...
read more
Raquel was extremely helpful and knowledgeable throughout the entire process! She is a go getter and worked steadily to make sure she did everything she could to get me into my new home!
Thank you Raquel!
Reply from Raquel Koester
July 1st, 2026 02:59 PM
Garrett, I appreciate your kind words and am glad to have been helpful and knowledgeable throughout your home-buying process. It's wonderful to know that my efforts made a difference in getting you into your new home. Thank you for taking the...
read more
Was Helpful and determined to make everything with the closing workout well had very clear communication and was kind and respectful the whole process
Reply from Raquel Koester
June 30th, 2026 05:15 PM
Caden, I'm glad to know that my determination and clear communication were helpful during the closing process. Being kind and respectful is important to me, and I appreciate your feedback. Thank you for sharing your experience!
Raquel was great! Professional, easy to talk to and let us know what was going on and what to do. Highly recommended
Reply from Raquel Koester
June 23rd, 2026 02:51 PM
Jeremy, I'm pleased to hear that you found me professional and easy to talk to. Keeping you informed throughout the process is always important to me. Thank you for your high recommendation!
Raquel is a genius! There were problems with the sellers family and she remained positive and calm. She had answers for every question that I had. I think she should be cloned.I will refer her to all my friends that need a mortgage. She really...
read more
Reply from Raquel Koester
May 11th, 2026 03:43 PM
Margaret, I'm pleased that I could assist you through the challenges with the seller's family while maintaining a positive and calm approach. It's appreciated to know that you feel confident in referring me to your friends for their mortgage...
read more
Great experience...everything went smoothly!
Reply from Raquel Koester
May 11th, 2026 03:42 PM
I'm pleased to know that everything went smoothly for you, Van. Thank you for sharing your experience with me at Home State Bank.
raquel was on top of everything and made this an easy experience. She is so knowledgeable and answered every questions we had. Thank you Raquel
Reply from Raquel Koester
April 27th, 2026 06:21 PM
Marion, I'm grateful for your kind words and happy to hear that my knowledge and support made your experience easy. Thank you for taking the time to share your thoughts.
Raquel went above and beyond what I could have imagined. I know this wouldn't have happened without her.
Reply from Raquel Koester
February 17th, 2026 01:17 AM
I'm truly grateful for your kind words, Heather. It was my pleasure to assist you and ensure everything went smoothly. Knowing that I could play a part in making this possible for you means a lot to me. Thank you for your trust and support.
Her attention to detail and great communication.
Reply from Raquel Koester
January 29th, 2026 07:56 PM
JoAnne, I appreciate your kind words about my attention to detail and communication. It's important to me to provide a seamless experience, and I'm glad that came through for you. Thank you for choosing to work with me at Home State Bank.
11–20 of 80
About
Raquel is a seasoned professional with an extensive background in finance ranging from personal loans, credit unions, working directly for a bank to now having over 10 years of experience as a mortgage lender. She serves as a senior loan officer who specializes in residential loans. Raquel thrives when faced with a challenge that allows her to find creative financing solutions for her clients, no matter the level of complexity. With a passion for building and maintaining relationships and partnerships, Raquel always strives to provide an outstanding and positive customer experience by building and establishing a foundation of trust and satisfaction for each client.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Horse society
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1862819
Hobbies
- horse back riding
- swimming
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.