René Arauz- GEM Mortgage
Certified Mortgage Advisor | NMLS # 259318
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providin... Show More
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You were available and answered any questions we had
What makes Rene great is his ability to give you different service options depending on one's needs and gets it done in a timely matter. Experience is second to none. Two thumbs up!
It was a pleasure working with Rene. He is such an amazing human to work with he's honest and helps you through the whole process of your loan. Rene communicates with you and answers all the questions you may have. This is our 3rd time working...
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Rene was extremely helpful and informative throughout my entire process of purchasing my first house.
Rene was very patient, thorough, and communicative. We appreciate his calming presence during the stressful times of purchasing a home! He is by your side through the whole process. We will forever use Rene for all future home lending needs!...
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Rene, is absolutely exceptional. Buying a house can be stressful, and Rene has a special way to calm others nerves. He is considerate, open to answering all questions, is always willing to help and is accessible. This all helped my husband...
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Rene is a very knowledgeable, honest, patient and professional person. He is always available to answer any questions you may have. He explains every document precisely in order for you to understand it. Thank you for being so wonderful and...
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Working with Raul was an amazing experience ! Rene took over the file a couple days after the clients offer was accepted and started working on it right away. It was my first time working with Rene so at first I was a little worried but as...
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Rene is very knowledgeable, reliable and supportive.
He was very good at explaining things as we went along with my property purchasing process. I definitely will contact Rene again. Great guy 👍🏼
Rene is very professional, patient, kind, and knowledgeable. He is always available to answer questions and provide guidance. Thank you Rene!
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About
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providing the information and options you need to make the best possible decisions.
I specialize in First time homebuyers, self employed borrowers and applicants with DACA permits.
Products & Services
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Specialities
FHA loans
Conventional loans
VA loans
Jumbo loans
Fixed rate loan
Adjustable rate loan
Down Payment Assistance
Home Equity Line of Credit ( HELOC)
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Positions
- Gem Mortgage - Branch Mgr/Loan officerNov 1st, 2008 - Current
Memberships
- California Association of Mortgage Professionals
- USC Alumni Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 259318
Achievements
- My greatest achievement is a long happy marriage.
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."