

René Arauz- GEM Mortgage
Certified Mortgage Advisor | NMLS # 259318

Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providin... Show More
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Rene was an absolute pleasure to work with. He was so patient and calm walking us throughout the process and answering all our questions. I would highly recommend Rene to anyone.
Reply from Rene Arauz
March 11th, 2024 11:41 PM
Thank you for the kind words, David ! I'm very happy to have been part of the team that put a set of keys in your hands !
Hope everything goes smoothly in the days, weeks ahead. I remain at your service. Blessings !!
Rene was so communicative and on top of things. Helped to put my mind at ease as a first time homebuyer.
Reply from Rene Arauz
March 8th, 2024 09:16 PM
Thank you very much, Alaina. It was a pleasure to guide you and David through the process.
I remain available to you in the days, weeks, months and years ahead.
Blessings in your new home !
Rene worked quickly and efficiently throughout our escrow! I was grateful for his continuous updates and he even exceeded our expectations and closed early. Would love to work together again!
Reply from Rene Arauz
February 27th, 2024 07:40 PM
Thank you so much, Shannon ! I appreciate your kind words ! I remain at your service !
Great service, would have liked if some of the documents were pre filled with information we had provided several times. Otherwise everything was great.
Reply from Rene Arauz
October 8th, 2024 12:01 AM
Hello Phillip ! Hope you and Hannah are doing well and are enjoying your home. I remain available to you and anyone in your circle of trust. Blessings !
His passion for what he does. He was able to explain everything in a way that made sense. I hope to work with Rene in the future.
Reply from Rene Arauz
October 8th, 2024 12:06 AM
Hi Alma! How are you doing ? ! Hope all is well and that everything is working out as you envisioned.
I remain at your service. Blessings !
First time buyer here. Our experience with Rene was truly amazing. He's very knowledgeable and explained everything in detail. He was always a text,call or email away. It was a pleasure working with Rene.
Rene is an incredibly knowledgeable professional that works diligently to gather all relevant information. Rene makes the process easy to understand and is always working to meet all deadlines.
Reply from Rene Arauz
October 8th, 2024 12:08 AM
Hey Honorio ! Came across this review and had to thank you again for your kind words. They
are as appreciated now as they were in January. Hope you and your family are doing well. I
remain at your service. Blessings !
Our experience was great because Rene, took the time to clearly understand our needs and worked with us on attaining those needs. He was honest, professional and kept us informed regularly.
Rene was a pleasure to work with and answered all our questions we needed to feel comfortable. He always had the most updated information.
I would definitely refer him to anyone.
I had the pleasure of working with Rene and can confidently say that his service exceeded my expectations. From the very beginning, Rene demonstrated exceptional knowledge in his field, providing clear and thorough explanations throughout the...
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Reply from Rene Arauz
October 8th, 2024 12:15 AM
Hello Enrique ! Hope you , Sarah and your families are doing well . Had to thank you again for this wonderful review. It' was impactful last December and it's impactful today. It's rewarding and inspiring at the same time. I remain at your...
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About
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providing the information and options you need to make the best possible decisions.
I specialize in First time homebuyers, self employed borrowers and applicants with DACA permits.
Products & Services
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Specialities
FHA loans
Conventional loans
VA loans
Jumbo loans
Fixed rate loan
Adjustable rate loan
Down Payment Assistance
Home Equity Line of Credit ( HELOC)
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Positions
- Gem Mortgage - Branch Mgr/Loan officerNov 1st, 2008 - Current
Memberships
- California Association of Mortgage Professionals
- USC Alumni Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 259318
Achievements
- My greatest achievement is a long happy marriage.
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."