René Arauz- GEM Mortgage
Certified Mortgage Advisor | NMLS # 259318
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providin...... Show More
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Reviews from Web
Rene was always available to answer any questions , even on Sundays
Reply from René Arauz- GEM Mortgage
April 21st, 2026 11:39 PM
HI Irene ! I'm glad to hear that my availability was helpful to you. It's important to me that my clients feel supported throughout the refinancing process. Thank you for your kind words and for trusting me with your refinancing needs. I remain...
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Rene was extremely helpful and very informative it was a pleasure working with him
Reply from René Arauz- GEM Mortgage
April 6th, 2026 08:31 PM
Thank you , Lupita. Your kind words are appreciated ! Very happy for you and Ralph.
The Bellflower home was worth the wait. I remain at your service. Blessings !
Rene Arauz was great. He explained everything so that you can understand what is happening. He gives you updates as soon as he finds out. All around a great help and a very genuine and great person.
Reply from René Arauz- GEM Mortgage
April 2nd, 2026 05:26 PM
Thank you for your kind words, Ralph ! You and Lupita were a pleasure to work with. Very happy that
the right home became available at the best possible moment. I remain at your service. Blessings !
On behalf of the Guerrero family I would like to extend a huge thank you Rene, for all your help and guidance during the purchase of our first home! I appreciate your willingness to take the time to get to know me and answering all of my questions...
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Reply from Owner
March 27th, 2026 02:30 AM
I'm grateful for your thoughtful feedback, Usvaldo. It was my pleasure to assist you and Veronica in purchasing your first home. I'm glad that I could help ease any anxieties and provide honest, clear answers to your questions. Thank you for...
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On behalf of the Guerrero family I would like to extend a huge thank you Rene, for all your help and guidance during the purchase of our first home! I appreciate your willingness to take the time to get to know me and answering all of my questions...
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Reply from René Arauz- GEM Mortgage
March 27th, 2026 02:31 AM
I'm grateful for your thoughtful feedback, Usvaldo. It was my pleasure to assist you and Veronica in purchasing your first home. I'm glad that I could help ease any anxieties and provide honest, clear answers to your questions. Thank you for...
read more
René Arauz- GEM Mortgage has received a review with 5 star rating from Non S P
Reply from Owner
March 27th, 2026 02:31 AM
Thank you.
Rene made himself available to us every step of the way and consistently went above and beyond our expectations. He played an important role in making the home-buying process as smooth and stress-free as possible.Throughout the entire process,...
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Reply from Rene' Arauz
March 17th, 2026 09:54 PM
It's great to know that I could play a part in making your home-buying experience smooth and stress-free, Daniel. I'm glad I could assist you with professionalism and provide clear guidance whenever needed. Your kind words mean a lot to me,...
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orking with my loan officer was an excellent experience from start to finish. They were professional, responsive, and took the time to clearly explain every step of the process. Their dedication and attention to detail made everything smooth...
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Reply from René Arauz- GEM Mortgage
March 12th, 2026 04:16 PM
I'm glad to hear that your experience was excellent, Anthony. It's important to me that every step of the process is clear and stress-free for my clients, and I'm pleased that was your experience. Thank you for your recommendation. I remain...
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Rene is amazing , he explains everything so thoroughly. My experience was more than Great.
Im very happy to have worked with Rene.
Reply from Owner
March 12th, 2026 04:18 PM
Luis, it's great to know that you had such a positive experience. I'm pleased to know you appreciated the detailed explanations throughout the process. Wishing you , Ana and your family all the best moving forward! I remain at your service...
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Rene is amazing , he explains everything so thoroughly. My experience more than Great
Im very happy to have worked with Rene.
Reply from Rene' Arauz
March 9th, 2026 07:06 PM
I'm really pleased to hear that you had such a positive experience, Luis. It was a pleasure working with you and I'm glad I could help ensure everything was clear and straightforward for you. Thank you for your feedback, and I wish you all...
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About
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providing the information and options you need to make the best possible decisions.
I specialize in First time homebuyers, self employed borrowers and applicants with DACA permits.
Products & Services
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Specialities
FHA loans
Conventional loans
VA loans
Jumbo loans
Fixed rate loan
Adjustable rate loan
Down Payment Assistance
Home Equity Line of Credit ( HELOC)
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525
/850
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Positions
- Gem Mortgage - Branch Mgr/Loan officerNov 1st, 2008 - Current
Memberships
- California Association of Mortgage Professionals
- USC Alumni Association
Addresses and Serving Areas
Year Started
1982
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 259318
Achievements
- My greatest achievement is a long happy marriage.
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."