René Arauz- GEM Mortgage

Name: Gem Mortgage
Address: 10631 Paramount Blvd, Downey, California, 90241
Telephone: +1-310-560-6955
Rating: 4.98

Certified Mortgage Advisor | NMLS # 259318

Norwalk

4.98

(301)

Contact Info

https://www.gemcorp.com/mlo/rene-arauz

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4.98

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4.97

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We had a great experience working with Rene. Very knowledgeable, explained everything in detail every step of the way, and was available when we needed him.

Reply from René Arauz- GEM Mortgage

September 21st, 2026 03:49 PM

Hi Aaron ! Happy to read that you appreciated the step by step guidance. It was a pleasure working with you. Blessings to you and your family in your new home ! I remain at your service.

I had an excellent experience with Rene. He is very professional and polite, expertly guiding me through the process and providing regular updates. Thanks to him, my husband and I could focus completely on buying our dream home. I sincerely...

Reply from René Arauz- GEM Mortgage

September 14th, 2026 09:44 PM

HI Jackie. It was a pleasure working with you ! Very pleased that we were able, as a team , to overcome theunexpected changes that took place. I'm very happy for you and your family and pray that the days, weeks and months ahead are full of...

Rene's professionalism and experience serve him well. He is mild mannered , intelligent , knows how to handle tough comversations and provide insight. I could not be more pleased with him and his service to my family. Blessed to know him and...

Reply from René Arauz- GEM Mortgage

September 14th, 2026 09:47 PM

Hi Manny ! Thank you for your kind words. They mean a lot to me. Your calm demeanor while making difficult decisions was a critical part of getting to the finish line. I'm super happy for you and your family and pray thathome is filled with...

René Arauz- GEM Mortgage has received a review with 5 star rating from Rosa Z

Very pleasant to work with. Kept us informed of the status throughout the entire process. explained all steps in detail

Reply from Rene' Arauz

August 6th, 2026 03:45 PM

Carmen, I'm glad to hear that you found it pleasant to work with me and that the communication throughout the process met your expectations. Keeping you informed and providing detailed explanations is important to me, so I'm happy that it was...

Rene went above and beyond our expectations. Clearly he knows what he is doing and made this proces look so easy.. thank you again Rene for walking us through each and every single document and answering each question professionally we ask...

Reply from René Arauz- GEM Mortgage

July 31st, 2026 01:49 AM

I'm super happy to read that I exceeded your expectations, Jesus. You and Carmen were a pleasure to work with.Your timely responses to requests for documents made it possible to meet the time deadlines in the contract.Thank you very much for...

Purchasing your first home can be overwhelming. Not an easy process. It is imperative that you have the right team on your side. I can not be more thankful for having Rene Arauz on my team. Not only did he basically held my hand through out...

Reply from Rene' Arauz

July 9th, 2026 02:10 PM

Nelson, I'm grateful for your heartfelt words and pleased to know that I could support you through the home-buying process. It's important to me to provide honest guidance and be available whenever needed, so I'm glad that made a difference...

René Arauz- GEM Mortgage has received a review with 5 star rating from Nelson G

Reply from Owner

August 23rd, 2026 12:00 AM

Nelson ! Thank you for making the effort to respond on Google and Experience.com. It means a lot to me. I remain at your service. Blessings !

Rene was always available to answer any questions , even on Sundays

Reply from René Arauz- GEM Mortgage

April 21st, 2026 11:39 PM

HI Irene ! I'm glad to hear that my availability was helpful to you. It's important to me that my clients feel supported throughout the refinancing process. Thank you for your kind words and for trusting me with your refinancing needs. I remain...

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About

Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of experience to work for you. My goal is to help you reach yours by providing the information and options you need to make the best possible decisions. I specialize in First time homebuyers, self employed borrowers and applicants with DACA permits.

Products & Services

Mortgage Lender

FHA Home Loan

Down Payment Assistance

Conventional Home Loan

Mortgage Refinance

Reverse Mortgage

Specialities

FHA loans

Conventional loans

VA loans

Jumbo loans

Fixed rate loan

Adjustable rate loan

Down Payment Assistance

Home Equity Line of Credit ( HELOC)

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Positions

Gem Mortgage - Branch Mgr/Loan officer
Nov 1st, 2008 - Current

Memberships

California Association of Mortgage Professionals
USC Alumni Association

Addresses and Serving Areas

Primary Serving Area

Whittier, CA

Other Serving Areas

Norwalk, CA

Bellflower, CA

Year Started

1982

Time Zone

Pacific Standard Time (PST)

Licenses

NMLS # 259318

Achievements

My greatest achievement is a long happy marriage.

Disclaimer

"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows: Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions. Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate. Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services. Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."