

René Arauz- GEM Mortgage
Certified Mortgage Advisor | NMLS # 259318

Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providin... Show More
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Continuous diligent and honest communication !
Second home purchased under the guidance of Rene. I am truly grateful for all the hard work that Rene and his team put into my goal of becoming a second time home owner. Rene made it a easy process in 2019 and just now in 2023. Rene is someone...
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Rene and his team provided transparent advice to help me and my partner make the impossible, possible. With his guidance and true years of experience, we followed every piece of advice to make our dream a reality. When family and friends stop...
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During the whole process of purchasing my 1st home he kept me cool, calm and focused at times when I was all over the place. He educated me throughout the whole process providing and explaining important info I needed to understand and guided...
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Best Loan officer but better human being.
I have been working with Rene for approximately 5 years however my family has used Rene for over 10 years. Rene is super helpful and knowledgeable throughout the process. Rene is very professional and keeps you informed along the way. Rene...
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He was always looking out for our best interest.
Rene has been working with my family for years. My parents do not hesitate to pick up the phone and call him whenever they're confused about anything regarding the home purchase process. He is very experienced and makes you feel at ease through...
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Character and professionalism went hand in hand on this transaction...As a listing agent, I was honestly surprised to receive a call and an email from Rene Arauz so quickly after the buyer's offer was accepted. He politely introduced himself...
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Constant and thorough communication was always provided and much appreciated.
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About
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providing the information and options you need to make the best possible decisions.
I specialize in First time homebuyers, self employed borrowers and applicants with DACA permits.
Products & Services
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Specialities
FHA loans
Conventional loans
VA loans
Jumbo loans
Fixed rate loan
Adjustable rate loan
Down Payment Assistance
Home Equity Line of Credit ( HELOC)
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Positions
- Gem Mortgage - Branch Mgr/Loan officerNov 1st, 2008 - Current
Memberships
- California Association of Mortgage Professionals
- USC Alumni Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 259318
Achievements
- My greatest achievement is a long happy marriage.
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."