René Arauz- GEM Mortgage
Certified Mortgage Advisor | NMLS # 259318
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providin... Show More
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I am a first time home buyer and my experience with Rene was amazing. He was able to work around my hectic work schedule and never complained about it. He went above and beyond what I expected. Always answered my question’s and explained everything...
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Reply from Rene Arauz
July 3rd, 2024 10:40 PM
Monica ! Your kind words are deeply appreciated ! You are devoting long days to serve yourcommunity. the least I could do was to adjust to your schedule so we can get you a set of keys !Very happy for you. I remain at your service ! Blessings...
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Rene was great at answering any questions I had along the way in great detail and was always just a phone or text message away. I am very pleased with first time experience buying a home.
Reply from Rene Arauz
June 3rd, 2024 09:16 PM
Thank you for taking the time to write this, Mario ! I know how busy you are. We worked together very well. We had a plan, we exectuted it and now you're a homeowner. Super happy for you. I remain at your service.
Rene is amazing. He explained everything to the T and had the patience to answer all my questions
Reply from Rene Arauz
May 14th, 2024 01:12 AM
HI Tina ! Your kind words mean a lot to me. I'm happy that you accomplished your goal. Hope
you start enjoying your home asap . I remain available to you in the weeks, months and year ahead. I do not disconnect !
Blessings !!
Your kindness, your patience, your way of explaining everything very well is a professional. I am very satisfied
Reply from Rene Arauz
May 7th, 2024 05:23 PM
Thank you, Javier ! Your words are appreciated ! I'm very happy for you and Dora. I remain
at your service in the days, weeks and months ahead. Bendiciones !
The knowledge and communication, that’s why we keep coming back
Reply from Rene Arauz
May 2nd, 2024 10:38 PM
Thank you, Maripsa ! I appreciate you and Victor coming back! Your trust means a lot to me.
I will continue to work hard to earn your business and recommendations.
I remain at your service. Blessings !
I am writing to express my highest recommendation for Rene Arauz as a Loan Officer. Throughout our interactions, Rene consistently demonstrated exceptional communication skills, ensuring that all aspects of the loan process were clear and transparent....
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Reply from Rene Arauz
April 26th, 2024 04:09 PM
Thank you for your kind words, Alex ! They are music to my ears. They validate my efforts and encourage me to continue to work the way I do. I'm very happy for you and Iris. I remain available to you in the weeks and months ahead. Blessings...
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I am writing to express my highest recommendation for Rene Arauz as a Loan Officer. Throughout our interactions, Rene consistently demonstrated exceptional communication skills, ensuring that all aspects of the loan process were clear and transparent....
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Reply from Owner
September 23rd, 2025 12:00 AM
Hi Alex ! Came across this review and it made feel just as good as it did when I first read it.
Hope all is well with you and Iris. I remain available to you and anyone in your circle of trust.
Blessings !
(Translated by Google) Highly recommended, Rene is a very professional and honest person who always takes the time for his clients and answers any questions.(Original)Super recomendable, Rene es una persona muy profesional y correcta siempre...
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Reply from Owner
October 7th, 2024 11:59 PM
Hola Cindy. Han pasado 6 meses, pero aprecio sus palabras igualmente hoy que la primiera vez que las lei. Espero todo este' bien con ustedes y su familia. Me saluda a Alex, por favor. Sigo a sus ordenes.
Bendiciones !
Super recomendable, Rene es una persona muy profesional y correcta siempre se toma el tiempo para sus clientes y atender cualquier duda.
Reply from Rene Arauz
April 25th, 2024 07:11 PM
Gracias , Cindy ! Aprecio sus palabras . Fue un placer trabajar con usted, Alex y su familia.
Sigo a sus ordenes.
Bendiciones !
Rene did an amazing job leading me through the FHA process. We ran into several hurdles but Rene had a plan for literally every scenario they could throw at us. Working with Rene and his team, you’ll receive A+ guidance and very quick results...
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Reply from Rene Arauz
March 18th, 2024 07:29 PM
Marcell ! Thank you for your kind words. You and I were an excellent team . You implemented my recommendations quickly. That was the key to getting you across the finish line. I would loveto work with more clients like you ! Blessings !
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About
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providing the information and options you need to make the best possible decisions.
I specialize in First time homebuyers, self employed borrowers and applicants with DACA permits.
Products & Services
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Specialities
FHA loans
Conventional loans
VA loans
Jumbo loans
Fixed rate loan
Adjustable rate loan
Down Payment Assistance
Home Equity Line of Credit ( HELOC)
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Positions
- Gem Mortgage - Branch Mgr/Loan officerNov 1st, 2008 - Current
Memberships
- California Association of Mortgage Professionals
- USC Alumni Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 259318
Achievements
- My greatest achievement is a long happy marriage.
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."