René Arauz- GEM Mortgage
Certified Mortgage Advisor | NMLS # 259318
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providin... Show More
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Reviews from Web
Awesome mortgage guy great company
Reply from Owner
September 23rd, 2025 12:00 AM
Thank you for the excellent review, Barrett !
My experience was great!
Reply from Rene Arauz
October 7th, 2024 11:52 PM
I'm thrilled to know that your experience with my team and me was great, Elizabeth! It's always rewarding to hear positive feedback and a 5-star rating truly validates the hard work. Your successful purchase was my priority and I'm glad to...
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Great communication skills, timely, thorough, and informative about the whole process. Awesome service. Thank you, Rene.
Reply from Rene Arauz
September 21st, 2024 08:40 PM
I really appreciate your kind words, Ismael ! My goal was for you and Maria to have an excellentloan experience on the journey to your new home. I'm happy to know the goal was accomplished. As I mentioned on Tuesday, I remain at your service...
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I am a first time home buyer and my experience with Rene was amazing! He is Very knowledgeable, very patient, always available to answer any questions has great communication skills. He made this process so smooth for me. Without hesitation...
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Reply from Rene Arauz
September 20th, 2024 03:13 AM
Thank you, Elizabeth !! I really appreciate the description of your experience. It encourages meto continue to work as I do, while looking for ways to improve. I'm super happy for you. Reminder that I remain available to you and those in your...
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Rene has been instrumental in this home buying process for my family and I he has been extremely knowledgeable and has been an absolute pleasure to work with he is great at his job and an asset to his company wouldn't have been able to close...
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Reply from Owner
September 23rd, 2024 12:00 AM
Jesus ! I thought I had replied to your wonderful review. I enjoyed our collaboration. We werea very good team. Together we overcame several challenges calmly and methodically. I love it when a strategy is executed and the goal is achieved....
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Rene has been instrumental in this home buying process for my family and I he has been extremely knowledgeable and has been an absolute pleasure to work with he is great at his job and an asset to his company
Reply from Rene Arauz
August 28th, 2024 03:54 PM
Thank you, Jesus ! Your kind words are appreciated. We worked very well together. Happy thatwe were able to overcome the challenges the previous lender had and close your purchase asquickly as we did . I remain available to you , Karen and...
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It was a great experience for us with Rene as first time home buyers. He took the time to thoroughly guide us through the loan process and helped us understand better. All our questions were answered thoroughly. He was always prepared for the...
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Reply from Rene Arauz
August 21st, 2024 03:30 PM
Thank you, Kathryn ! You and Luis were a pleasure to work with. You asked excellent questions.Your cooperation was top notch. I'm very happy for you ! I remain available to you in the days , weeks and months ahead. Blessings !
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VERY GOOD AT WHAT THEY DO
Reply from Rene Arauz
August 21st, 2024 03:32 PM
Thank you, Jose'! We strive to improve every day . We're focused on helping our clients reach
their goals. Blessings !
Rene was always willing to explain details from simple to complex for people like me that aren't used to reviewing market data or contracts.
Reply from Rene Arauz
July 18th, 2024 05:34 PM
Thank you for trusting me to walk you through the different stages of the process. Very happy for you and Juliet ! I remain at your service. Blessings !
He's very attentive and takes great care to give you information and feedback.
Reply from Owner
September 23rd, 2024 12:00 AM
Thank you ! Your observations are appreciated .
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About
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providing the information and options you need to make the best possible decisions.
I specialize in First time homebuyers, self employed borrowers and applicants with DACA permits.
Products & Services
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Specialities
FHA loans
Conventional loans
VA loans
Jumbo loans
Fixed rate loan
Adjustable rate loan
Down Payment Assistance
Home Equity Line of Credit ( HELOC)
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Positions
- Gem Mortgage - Branch Mgr/Loan officerNov 1st, 2008 - Current
Memberships
- California Association of Mortgage Professionals
- USC Alumni Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 259318
Achievements
- My greatest achievement is a long happy marriage.
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."