René Arauz- GEM Mortgage
Certified Mortgage Advisor | NMLS # 259318
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providin... Show More
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Reviews from Web
Rene is a great communicator and was very pleasant to work with. He was available to answer any questions and made us feel comfortable with the process.
Reply from Rene Arauz
February 14th, 2025 08:38 PM
Thank you , Alex. Your kind words are appreciated ! Your ability to quickly provide what wasneeded when it was needed was crucial to being able to close your purchase in the reduced amount of time we were given. I remain at your service. Blessings...
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Rene is exceptional at what he does. His knowledge, compassion, looking out for your best interest, organization, collaboration are top notch. What a pleasure to have him working for me & I will always turn to him for all my lending needs....
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Reply from Rene Arauz
February 12th, 2025 11:36 PM
Thank you very much for your kind words, Belle ! May you have many wonderful moments in yournew home in the weeks and years ahead. I'm very happy for you and that the process wasquick and smooth. I remain at your service. Blessings !
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Rene was very communicative about everything . he thoroughly explained every aspect of our refinance process.
Reply from Rene Arauz
January 9th, 2025 06:08 PM
Thank you, Sarah ! It was a pleasure to work with you. I remain at your service. Blessings in the New Year !
Rene is awesome. An industry expert.
Reply from Rene Arauz
January 8th, 2025 07:23 PM
Thank you, Garrett ! Your support is appreciated. Blessings !
Rene Aruaz is an outstanding loan officer to work with. He assisted me with my home purchase in 2023 and continued to stay in touch, keeping me informed about rate changes and opportunities to refinance. While rates didn’t reach the level I...
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Reply from Rene Arauz
January 6th, 2025 08:54 PM
Your words are very gratifying, Enrique ! They encourage me to continue working as I do , while
looking for ways to improve. Blessings to you and Sarah in 2025 !
René was a wonderful loan officer. Very knowleadgeable. Always took the time to explain in detail the process. Loved that he made it clear in a language that I can understand since the real estate jargon can be confusing. Highly recommend him....
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Reply from Rene Arauz
January 6th, 2025 08:22 PM
Thank you for your kind words, Ambar ! It was a pleasure working with you. May your project go as smoothly as possible ! I remain at your service. Blessings in 2025 !
René Arauz- GEM Mortgage has received a review with 5 star rating from Amber “
Reply from Owner
September 23rd, 2025 12:00 AM
Thank you, Ambar !
I want to offer my highest recommendation for Rene. I was introduced to him by the sellers agent I was purchasing from after going thru a nightmare with a previous lender and boy was it the best thing that could’ve happened to me. Rene is very...
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Reply from Rene Arauz
November 27th, 2024 08:26 PM
Thank you for such an excellent recommendiation, Veronica. ! Your words are music to my ears. I'm happy that you are saving money at closing and on the monthly payment. I remain at your
service in the weeks and months ahead.
Rene is the singular reason the experience was so great. He was on top of every issue and kept me in the loop constant. His demeanor was quite refreshing and enabled me to not stress during a stressful situation.
Reply from Rene Arauz
November 22nd, 2024 05:44 PM
Thank you for your kind words, Danny ! You and I worked very well together. I'm very happy for you. Your patience in finidng the right property paid off ! I remain at your service. Blessings !
I live in canada with a 3 hour time difference between myself and Mr Rene, and the level of follow up and communication that I received was impeccable. Mr Rene and team customer service was excellent and anyone choosing to work with this company...
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Reply from Rene Arauz
October 23rd, 2024 01:45 AM
Hello Mr. Wainwright and Emily. Thank you so much for your 5-star review and your kind words. It's great to hear that you were more than satisfied with our service, despite the time difference between Canada and our location. We strive to provide...
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About
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providing the information and options you need to make the best possible decisions.
I specialize in First time homebuyers, self employed borrowers and applicants with DACA permits.
Products & Services
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Specialities
FHA loans
Conventional loans
VA loans
Jumbo loans
Fixed rate loan
Adjustable rate loan
Down Payment Assistance
Home Equity Line of Credit ( HELOC)
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Positions
- Gem Mortgage - Branch Mgr/Loan officerNov 1st, 2008 - Current
Memberships
- California Association of Mortgage Professionals
- USC Alumni Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 259318
Achievements
- My greatest achievement is a long happy marriage.
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."