René Arauz- GEM Mortgage
Certified Mortgage Advisor | NMLS # 259318
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providin... Show More
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Rene is a great professional you should be working with. Concise, professional and understand your needs and financial situation. This is my second time working with him and I would recommend him to anyone.
Reply from Rene Arauz
June 18th, 2025 03:40 PM
Thank you, Paulo ! Your thoughts and words are appreciated !! Very happy for you and your family. Hope the move goes as smoothly as possible. I remain at your service. Blessings !
Fantastic in every detail.
Reply from Rene Arauz
June 20th, 2025 02:47 PM
I'm thrilled to hear that you found every detail fantastic, Ann. It was a pleasure assisting you with your purchase. Thank you for your kind words and trust in Golden Empire Mortgage, Inc.
Very dedicated to our needs, out of this world. we will work with him again and refer to all our friends. Amazing professional.
Reply from Rene Arauz
June 17th, 2025 03:08 PM
Thank you, Amanda ! Very happy for your family. This was a true team effort that produced an
excellent result for everyone involved. I remain at your service. Blessings !
Rene went above and beyond following up with me at each step of the process to ensure my loan could get approved as fast as possible and I knew what to expect at each step.
Reply from Rene Arauz
May 6th, 2025 02:37 AM
I'm thrilled to hear that you had a positive experience with the loan process, Megan. It was my pleasure to assist you and ensure that everything proceeded smoothly. Thank you for your kind words.
Rene is an excellent mortgage officer and goes above and beyond to assist in getting a loan secured. The speed at which his office can get pre-approvals and approvals is incomparable to other mortgage companies I've seen and was a key reason...
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Reply from Rene Arauz
April 25th, 2025 01:09 AM
Thank you very much for your kind words, Megan ! We couldn't have closed as quickly as we did
without your prompt responses throughout the processs. Very happy for you ! I remain at your service . Blessings !
The professionalism and Rene was really organized and made the transition so smooth. Would definitely recommen!
Reply from Rene Arauz
March 31st, 2025 08:13 PM
Thank you, Roy !!
René was awesome , he made the whole experience very smooth no questions asked. He’s very well organized and communicative. I would definitely refer him!
Reply from Owner
September 23rd, 2025 12:00 AM
Thank you, Roy ! I enjoyed working with you. Very happy for you and your family. Happy that the experience was smooth. I remain at your service. Blessings !
René was awesome, he’s very dedicated and always goes the extra step. He’s very well organized and made the whole experience very smooth. I would definitely refer him!
Reply from Rene Arauz
March 31st, 2025 08:14 PM
Thank you, Roy ! Your are appreciated very much !
I am pleased to recommend Rene Arauz at Golden Empire Mortgage for anyone seeking a reliable and knowledgeable mortgage lender. Throughout my experience working with Rene, I have been consistently impressed by his professionalism, expertise,...
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Reply from Rene Arauz
March 7th, 2025 08:47 PM
Thank you very much for your generous, eloquent words, Ivan ! This adds fuel to my fire....to my passion for helping clients reach their goals while having an excellent experience. You are a pleasure to work with. Our collaboration made it...
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Very patient with us.
Reply from Rene Arauz
March 7th, 2025 12:42 AM
Thank you, Melody. We worked well together and that made it possible to close in time for the next transaction to also close on time. I remain at your service. Blessings !
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About
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providing the information and options you need to make the best possible decisions.
I specialize in First time homebuyers, self employed borrowers and applicants with DACA permits.
Products & Services
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Specialities
FHA loans
Conventional loans
VA loans
Jumbo loans
Fixed rate loan
Adjustable rate loan
Down Payment Assistance
Home Equity Line of Credit ( HELOC)
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Positions
- Gem Mortgage - Branch Mgr/Loan officerNov 1st, 2008 - Current
Memberships
- California Association of Mortgage Professionals
- USC Alumni Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 259318
Achievements
- My greatest achievement is a long happy marriage.
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."