René Arauz- GEM Mortgage
Certified Mortgage Advisor | NMLS # 259318
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providin... Show More
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Rene is a true professional. His attention to detail and keeping his client informed of every step is top notch. If I could give 10 stars on each rating I sure would. Worry free experience from beginning to end, thanks
I would start off by thanking Rene for his support and guidance through my home buying process!!! He went above and beyond to make sure we felt comfortable with any decision we need to make! I will be making sure to refer him to family and...
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Rene, is a stand up man. I appreciate him being astraight shooter. This is the second time we use him compared him to others never got offended and continued best service and pricing. Thanks again Rene!!
I knew from my first conversation with Rene, he was a true professional. His experience and confidence were evident with every written and spoken word. As a real estate agent for the past 35 years, I have worked with numerous Loan Officers....
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Rene kept in constant communication with us throughout the whole process, making sure to check in at each stage of the transaction and advising what the next steps would be so we could be prepared. Rene and his team made the whole experience...
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Consistent communication, honesty, given guidance throughout the process.
I have been working with Rene for years. He's simply the best of the best. Makes sure the clients understand everything. Very easy to reach if you have questions. Puts your clients interest first. Gets the job done.
He was very communicative and would promptly return calls regarding important matters. Rene is also kind enough to provide knowledge about mortgage and real estate matters to help navigate the complexity of buying a home for a new home buyer,...
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Rene answered all our questions with extreme detail and fixed any issue we ran across in a timely matter. Overall a great experience.
Working with Rene was awesome he made the entire process so easy to understand and fast. Every question I had for him he had an answer ready for me. Thanks Rene keep up the great work.
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About
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providing the information and options you need to make the best possible decisions.
I specialize in First time homebuyers, self employed borrowers and applicants with DACA permits.
Products & Services
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Specialities
FHA loans
Conventional loans
VA loans
Jumbo loans
Fixed rate loan
Adjustable rate loan
Down Payment Assistance
Home Equity Line of Credit ( HELOC)
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Positions
- Gem Mortgage - Branch Mgr/Loan officerNov 1st, 2008 - Current
Memberships
- California Association of Mortgage Professionals
- USC Alumni Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 259318
Achievements
- My greatest achievement is a long happy marriage.
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."