

René Arauz- GEM Mortgage
Certified Mortgage Advisor | NMLS # 259318

Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providin... Show More
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Reviews from Web
El Sr Rene ...en pocas palabras ..El y su equipo ..hacen un excelente trabajo ..muchas gracias por su ayuda..
Gracias..
El señor Rene Arauz es una persona que sabe hacer bien su trabajo. Es excelente profesional, amable, pero sobre todo muy honesto, el nos ayudó mucho para la compra de nuestra primera casa. Definitivamente fue la persona indicada para ayudarnos....
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Rene keeps you educated/informed throughout the entire process. You do not complete the process without feeling like you’ve just made an educated decision.
The attention to my needs and the quick responds.
The communication and how attentive everyone was
Rene dedicates himself to you and is very knowledgeable in his field. He makes the whole process easy and is very detailed throughout the process.
This is the second time I’ve worked with Rene and it won’t be my last. His level of experience and attention is on point. Very responsive and informative through every step. I would definitely recommend him.
All the help was there All my questions were answered ne
Rene and his team were responsive and communicative throughout the entire process. As first-time home buyers, this was important for us.
It is always a pleasure working with Rene and his team. He goes above and beyond our expectations and never fails to thoroughly walk us through the process.
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About
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providing the information and options you need to make the best possible decisions.
I specialize in First time homebuyers, self employed borrowers and applicants with DACA permits.
Products & Services
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Specialities
FHA loans
Conventional loans
VA loans
Jumbo loans
Fixed rate loan
Adjustable rate loan
Down Payment Assistance
Home Equity Line of Credit ( HELOC)
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Positions
- Gem Mortgage - Branch Mgr/Loan officerNov 1st, 2008 - Current
Memberships
- California Association of Mortgage Professionals
- USC Alumni Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 259318
Achievements
- My greatest achievement is a long happy marriage.
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."