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West Capital Lending - Irvine, CA
Irvine, CA

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Eric is very friendly and knowledgeable
Cody was extremely responsive and helpful every step of the way during the entire process!! I highly recommend him and West Capital Lending! Thank you for everything.
One of the most professional, knowledgeable, and understanding loan officers I’ve had the pleasure of working with. They made the entire process smooth, communicated clearly every step of the way, and were always available to answer questions....
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Very smooth and stress free!
Ramzi was always there for our questions and help
Brian made sure we had the best options available and explained everything along the way. Along with the loan approval we also made a friend. Great guy.
Reply from Brian Ramos
September 3rd, 2026 05:48 PM
I value the process of walking through the options and ensuring that everything makes sense to you, so I’m glad that resonated. However, the phrase "we also made a friend" might be the best thing I've read all week, because I genuinely feel...
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Pervis explained everything to us as well as an exected schedule, everything worked just as described.
We enjoyed working with Pervis and would recommend him to our friends and family.
MAZDA WAS GREAT AS WELL AS HIS WHOLE TEAM,THANK YOU.
Kevin and Megan made the loan process very smooth. Their communication through email was excellent. The entire loan process took less than 30 days and was completely stress‑free.
Reply from Kevin Lim
August 8th, 2026 12:39 AM
Such a pleasure working with you and Evelyn! We look forward to helping you on the next one, the VA IRRRL in 6 months.
Richie was great! He was very knowledgeable, pleasant, patient and very responsive.
Reply from Ritchie Dobson
August 12th, 2026 01:45 PM
Paula, thank you — feedback like yours is exactly what I hope every client walks away with. Loan origination can be full of moving parts and unfamiliar decisions, so hearing that my knowledge, patience, and responsiveness made the process easier...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing