Vincent Gaglione
Mortgage Lender
Vincent Gaglione is a mortgage broker with West Capital Lending, licensed in 34+ states nationwide, closing loans from conventional and government purchases to the hard-to-place files most lenders don't handle — non-QM, bank-statement, HELO... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM(Open now)
Sun
8 AM to 5 PM
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Reviews from Web
I’ve known Vincent and have had the pleasure of doing business with him since 2020, his work ethnic and ability to find solutions made me refer him to family and friends over the years and accomplish countless deals. Having someone like Vincent...
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Reply from Vincent Gaglione
October 16th, 2026 03:35 PM
I appreciate you more than you know, my friend! It’s been a pleasure working with you since 2020, and I’m grateful for the trust you’ve had in me over the years. Your continued support and referrals mean a lot to me, and I never take that for...
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It was a pleasure working with you!
Reply from Vincent Gaglione
October 13th, 2026 08:13 PM
I'm grateful for the kind words, Mili. It was a pleasure to work with you as well, and I'm glad your experience with West Capital Lending was positive.
All my questions were answered quick and easy.
Reply from Vincent Gaglione
October 11th, 2026 03:22 PM
Hi Matthew, this is our second loan we did to complete your two-step process. Get the credit score up, then lower the rate. Please make sure to refer a friend and family. to make sure they get the best rate and service available.
Mr. Vincent is one of the greatest man when it comes to business he helped me with my mortgage he was very patient when I wanted to give up he was not hearing that so if you need a help getting loan on your house please contact Mr. Vincent
Reply from Vincent Gaglione
October 10th, 2026 04:17 PM
I'm glad I could assist you with your mortgage, Tiffany. It's rewarding to hear that my patience made a positive difference in your experience with West Capital Lending. If there's anything else you need, feel free to let me know.
As a REALTOR®, I've worked with many lenders over my 30+ year career, and Vincent is by far the best. He stayed on top of every detail from start to finish, his communication was excellent, and his client dashboard made it easy to follow the...
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Reply from Vincent Gaglione
October 7th, 2026 10:08 PM
Thank you so much for the incredible review. Coming from someone with 30+ years of experience in real estate and who has worked with countless lenders, your words truly mean a lot to me.It was especially important to me to earn your trust while...
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Great experienc, helpful individuals
Reply from Vincent Gaglione
October 7th, 2026 09:24 PM
Thank you, it was a pleasure helping you with your HELOC, getting you cash within 7 days from start to finish!!!
Vicent Charles, is a very nice person, 100% efficient, always aware of everything and finding solutions to the impossible, very comfortable making financial arrangements with him, transparent and very detailed in every step you take, which...
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Reply from Vincent Gaglione
October 2nd, 2026 03:16 PM
Thank you for the wonderful review. I greatly appreciate your confidence and trust throughout the process. My goal is always to provide clear communication, detailed guidance, and solutions tailored to my clients' needs. I'm delighted to hear...
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The team was very knowledgeable and assisted us through the entire process.
Reply from Vincent Gaglione
October 1st, 2026 03:29 PM
I'm glad to hear that you found our team at West Capital Lending knowledgeable and helpful throughout the process, Eric. Thank you for sharing your positive experience!
We had a great experience working with West Capital Lending on our HELOC. Vincent Gaglione was courteous, knowledgeable, and took the time to walk us through our options so we could understand what made the most sense for us. He made the entire...
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Reply from Vincent Gaglione
October 1st, 2026 03:28 PM
Thank you so much for the kind words, Pete! I’m really glad we were able to get you approved for the $550K HELOC. It’s a great program, and I’m happy we could make it work for you.I truly appreciate your business and look forward to working...
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Charlie was it alone...Great guy great professional.....c
Reply from Vincent Gaglione
October 1st, 2026 03:26 PM
I'm glad to hear you had a positive experience with Charlie. we strive for professionalism, and it's wonderful to know that was reflected in your interaction. Thank you, Carl, for sharing your kind words.
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About
Vincent Gaglione is a mortgage broker with West Capital Lending, licensed in 34+ states nationwide, closing loans from conventional and government purchases to the hard-to-place files most lenders don't handle — non-QM, bank-statement, HELOC, investor, and commercial loans. With access to 186+ lenders, Vincent shops every scenario to find the right structure for each borrower, not just a quick approval.
Borrowers know him for straight answers, fast response times, and relentless follow-through from first call to closing. He reads and personally responds to every client review. NMLS# 1413168. Call or text for a no-pressure look at your options.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Structure Non QM no tax return loan
cash out refi DTI specialist
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Positions
- West capital lending - Branch Manager Jan 1st, 2026 - Current
Year Started
2016
Licenses
- nmls # 1413168
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Awards
Top Producer
Achievements
- Realtor/Lender
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing