Vincent Gaglione
Mortgage Lender
Having a place to call home is an inherent dream in us all. It's a place to hang our hat and lay our head. It's where we spend time with friends and family. It's where we watch our children grow up. It's an investment that helps us build w... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Working with Vincent has been amazing, him and his team are extremely knowledgeable and very responsive!
Reply from Vincent Gaglione
September 25th, 2026 10:44 PM
Thank you so much, Max! It really means a lot coming from someone in the business. I truly appreciate the kind words and look forward to working with you again. Please feel free to send anyone my way who needs quick, reliable funding. I’ll...
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Vincents knowledge of his product and experience really made a difference. His communication was outstanding and I never once felt that this loan would not be completed. Having a background as a previous Loan Officer, I feel great confidence...
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Reply from Vincent Gaglione
September 19th, 2026 11:39 AM
This means a lot coming from you David, as I know your experience in real estate and dealing with different loan officers and realtors throughout your career, I really appreciate the kind words and look forward to doing more business with you...
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I am a litte on the complex side per numbers of real estate plus long term and vacation rental numbers are confusing. Vincent and Charles were amazing plus fast respons and long hours!!! I will refer a lot of customers!!
Reply from Vincent Gaglione
September 17th, 2026 09:16 PM
Micheal, it has been a pleasure working with you on multiple different investment properties. We look forward to help you purchasing your next project and we can’t thank you enough for your business.
He respected my wishes. I had a busy few weeks and could only communicate via text and didn't have much time to deal with phone calls. It truly made it easier to toss out offers from other companies. And once things were in place to see what...
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Reply from Vincent Gaglione
September 14th, 2026 02:23 PM
Donald, I appreciate your feedback and am glad to hear that my communication approach suited your busy schedule. It's great to know that our text exchanges made the process easier for you. I'm pleased we could solidify everything over the phone...
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Charles and Vincent are great to work with. Very knowledgeable re: their loan offerings, debt reduction restructure and mortgage financing in general. Having been a previous loan officer myself I can't say enough about their professionalism....
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Reply from Vincent Gaglione
September 12th, 2026 07:41 PM
It was a real pleasure working with you, and coming from someone with your experience in the mortgage business, your words mean a lot. We truly enjoyed working with you and helping put the right strategy together. We appreciate the trust you...
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I really appreciated how Vincent and Charles put this loan together. Their knowledge of their product and professionalism were top shelf and I will be refering clients their way.
Reply from Owner
September 12th, 2026 12:00 AM
It was a pleasure working with you and getting this loan across the finish line. I really appreciate the trust you put in me throughout the process, and it means a lot to know you’d feel comfortable referring your clients my way. I look forward...
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Charles ans Vincent are very responsive and helpful
Reply from Vincent Gaglione
September 9th, 2026 06:14 PM
Thank you so much for trusting us with the process you were delightful to work with, and I look forward to helping you with your investment properties in the future.
it was very easy . we ra itinto a glitch and they smoothly worked with us.
Me and my Mom, Ruby really appreciate Vincent's willingness to go the extra mile to find a product that fits.
Thanks Vincent!
Reply from Vincent Gaglione
September 6th, 2026 11:38 PM
Isaac it was a pleasure helping your family, this is exactly what we strive for, and I look forward to doing business with you in the future. A referral is the best way to compliment us.
It was not Vincent's fault. It just took a long time and it was a lot of work. A lot of misinformation, a lot of going back and forth with documents that were not readily available. I was disappointed because I was not listened to on. Several...
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Reply from Vincent Gaglione
September 5th, 2026 01:24 PM
Constance, I appreciate your understanding and your acknowledgment of the hard work my team and I put in. I'm sorry to hear about the challenges you faced during the process, and I value your feedback as it helps us improve. Please feel free...
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About
Having a place to call home is an inherent dream in us all. It's a place to hang our hat and lay our head. It's where we spend time with friends and family. It's where we watch our children grow up. It's an investment that helps us build wealth threw home ownership . Home is where our personal stories are written. I want you to experience the magic of owning a home. So, no matter if it's a villa, a condo, a ranch, duplex, or mansion, I've got you covered. let me be honest with everyone that is having problems getting approved." I've been their" even as a loan officer it was not easy purchasing the home of my dreams for me and my family. so on that note I will tell you I do not work with a conservative lender.We are a great mortgage company with over 35 programs that I personally will make sure YOU fit into one. even when you think your not ready I can make it happen, thank you for your time. Compnay and NMLS # 133739 Licensed by the Department of Business Oversight under CA Residential Mortgage Lending Act. (RMLA # 4131101) Licensed by the N.J. Department of Banking and Insurance WA CL-133739
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Structure Non QM no tax return loan
cash out refi DTI specialist
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Positions
- West capital lending - Branch Manager Jan 1st, 2026 - Current
Year Started
2016
Licenses
- nmls # 1413168
Gallery
Awards
Top Producer
Achievements
- Realtor/Lender
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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