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St. Louis in Saint Charles, MO

St. Louis, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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Reviews from Web
  • J
    Joshua D W
    ELDON, MO
    Posted on September 16th, 2026 05:46 PM
    Very good communication
    Reply from Robert Hill
    September 21st, 2026 05:47 PM
    I really appreciate the feedback and look forward to working with you again.
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    Cortney A S
    SAINT LOUIS, MO
    Posted on September 16th, 2026 03:54 PM
    First Contact to Closed in about 15 days.. Worked out great.
    Reply from Ron Ruzicka
    September 16th, 2026 04:58 PM
    Cory, Thanks for the nice review. Please pass my name to anyone who may need a mortgage. I can lend in all 50 states.
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    Chesterfield
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    Simpson S
    Posted on September 16th, 2026 12:00 AM
    First Cobtact to Closed in about 15 days.
    Reply from Owner
    September 25th, 2026 12:00 AM
    Thank you for the great review! We’re glad we could help make your mortgage process a smooth and efficient one. We appreciate you choosing First State Bank Mortgage!
  • H
    Haley B
    QUINCY, IL
    Posted on September 15th, 2026 02:40 PM
    Ron was very helpful, he was great at explaining every step of the process and was available any time or day we had questions . He made sure to tell us that if we ever had or have any questions to never hesitate to call We appreciated his help...
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    Reply from Ron Ruzicka
    September 16th, 2026 05:00 PM
    Thanks for the kind words!! Enjoy your new home!! Make sure to let your children know when they are ready to buy a home to call me!! I can lend in all 50 states!
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    Cynthia P H
    WATERLOO, IL
    Posted on September 14th, 2026 04:28 PM
    Chris did a great job explaining things and following up. He made things convenient and very easy. He always answered his phone and email, almost immediately. I highly recommend him.
    Reply from Chris Lee
    September 15th, 2026 11:50 PM
    Thanks Cindy! You were a great client and I really appreciate your feedback and your business!
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    Nalin P
    TROY, MO
    Posted on September 14th, 2026 03:20 PM
    Matt was absolutely amazing throughout the entire process! He was always helpful, responsive, patient, and made sure we understood everything along the way. He truly went above and beyond for my family and me, and we couldn’t be more grateful...
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    Reply from Matt & Betsy Maassen
    September 21st, 2026 08:57 PM
    Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
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    West Clay
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    Dhara P
    Posted on September 14th, 2026 12:00 AM
    West Clay has received a review with 5 star rating from Dhara P
    Reply from Owner
    September 25th, 2026 12:00 AM
    Thank you, Dhara, for the 5 stars! We appreciate your trust and look forward to helping you again in the future.
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    Mia E R
    SUNSET HILLS, MO
    Posted on September 12th, 2026 04:08 PM
    Brad was great!
    Reply from Brad Fink
    September 17th, 2026 04:08 PM
    Thank you for the nice review. I enjoyed working with you on your new home purchase.
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    Johnna E C
    TROY, MO
    Posted on September 12th, 2026 02:35 PM
    Working with this company and Melissa specifically made it so comfortable to ask questions. The process was as smooth as it could be and I'm very greatful.
    Reply from Melissa Maxwell
    September 17th, 2026 02:36 PM
    Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
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    Chesterfield
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    Johnna
    Posted on September 12th, 2026 12:00 AM
    Wonderful place to work with. Made me feel comfortable and secure.
    Reply from Owner
    September 16th, 2026 12:00 AM
    Thank you, Johnna! We’re so glad you felt comfortable and secure throughout the process. We appreciate the opportunity to help!
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

    Time Zone

    Central Standard Time (CST)
    Disclaimer
    First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”