
St. Louis, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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great communication and availability
Reply from Ron Ruzicka
July 14th, 2026 02:11 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Beau was GREAT to work with! We enjoyed the process and how smoothly everything went!
Reply from Beau House
July 13th, 2026 04:16 PM
Thanks for the great feedback. I hope you enjoy your new home!
Shad is so easy to work with! Very professional and always so quick to act/respond. Proactive on helping find the best options for our loan, I couldn't be any happier.
Reply from Shad Lager
July 13th, 2026 08:22 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Shad is so easy to work with! Very professional and always so quick to act/respond. Proactive on helping find the best options for our loan, we couldn't be any happier.
Reply from Owner
July 30th, 2026 12:00 AM
Joice, thank you for your wonderful review! We're delighted to hear Shad made the loan process so easy with his professionalism, responsiveness, and proactive approach to finding the best loan options for you. Congratulations, and thank you...
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Annette was awesome to work with!
Reply from Annette Bealmear
July 13th, 2026 04:42 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Ron was acceptionally reaponsive and profeasional. Easy to work with .
Reply from Ron Ruzicka
July 13th, 2026 05:13 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Thank you for being so communicative and helpful throughout the process!
Reply from Annette Bealmear
July 13th, 2026 04:39 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Annette is excellent! We highly recommend her.
Reply from Owner
July 30th, 2026 12:00 AM
Cristina, thank you for your kind words and recommendation! We're thrilled to hear Annette provided you with an excellent experience. We truly appreciate your trust in First State Bank Mortgage and are grateful for the opportunity to help with...
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Professional services provided treating customers like family. Chris and the staff made the process easy and relaxing.
Reply from Owner
July 30th, 2026 12:00 AM
Robert, thank you for your kind review! We're so glad to hear Chris and the team provided professional service while making you feel like family. We truly appreciate your trust in First State Bank Mortgage and thank you for choosing us for...
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Great job would recommend
Reply from Matt & Betsy Maassen
July 9th, 2026 06:46 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
161–170 of 4921
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”