St. Louis, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Ron was great and very responsive.
Reply from Ron Ruzicka
November 26th, 2024 05:35 PM
It was great working with you! Please contact me anytime you have questions. Happy Thanksgiving!!
for
First State Bank of St. Charles
First State Bank of St. Charles has received a review with 5 star rating from Brooke T
Reply from Owner
October 3rd, 2025 12:00 AM
Brooke, we appreciate your review!
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Chesterfield
Ron was great to work with and very responsive
Reply from Owner
July 4th, 2025 12:00 AM
Sean, thank you for sharing your experience with us!
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West Clay
Matt and Betsy Maassen take the time to get to know you and your financing needs as well as constructing loan options that make sense for any particular situation. They are supported by application tech and a processing team that is second...
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Reply from Owner
December 15th, 2024 12:00 AM
Stephanie, we really appreciate you taking the time to share your experience with us! We are glad that Matt and Betsy have been able to assist you multiple times. Repeat business is the best compliment you could ever give us!
and Betsy take the time to get to know you and your financing needs as well as constructing loan options that make sense for any particular situation. They are supported by a application tech and a processing team that is second to none. I've...
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Reply from Matt & Betsy Maassen
November 30th, 2024 05:59 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
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Chesterfield
Ron Ruzicka went above and beyond helping us get approved for an investment loan as well as closing on the sale quickly. Ron was very responsive to my questions no matter the time of the day. Ron made the whole experience very smooth and easy....
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for
Chesterfield
Ron Ruzicka went above and beyond helping us get approved for an investment loan as well as closing on the sale quickly. Ron was very responsive to my questions no matter the time of the day. Ron made the whole experience very smooth and easy....
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Reply from Owner
August 7th, 2025 12:00 AM
Thank you for sharing your review! We enjoy hearing what our customers have to say and we are happy that Ron was able to assist you with your loan!
for
First State Bank of St. Charles
Matt and Betsy Maassen take the time to get to know you and your financing needs as well as constructing loan options that make sense for any particular situation. They are supported by application tech and a processing team that is second...
read more
Reply from Owner
October 3rd, 2025 12:00 AM
Stephanie, we really appreciate you taking the time to share your experience with us! We are glad that Matt and Betsy have been able to assist you multiple times. Repeat business is the best compliment you could ever give us!
Answerd all of our questions any time we needed it .
Reply from Matt & Betsy Maassen
November 28th, 2024 11:13 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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Chesterfield
Shad Lager and the team at First State Bank Mortgage made my homebuying experience smooth and seamless. They are experts in getting you just the right mortgage product, and communicating every step along the way. I felt like I had a powerhouse...
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Reply from Owner
July 4th, 2025 12:00 AM
David, thank you for the awesome review! We are so glad that Shad and our team could assist you!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”