
St. Louis, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Shad knows his stuff, got me a great loan product, communicated well, and made the process seamless.
Reply from Shad Lager
November 25th, 2024 04:05 PM
I really appreciate the feedback and look forward to working with you again.
Very communicative, professional and kind. Answered all of my questions
Reply from Robert Hill
November 24th, 2024 04:38 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Beau and his team were very attentive and thorough throughout the entire process. Thank you!
Reply from Beau House
November 23rd, 2024 03:05 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
For first time homeowners, we had a lot of questions. Chris was always available to talk through any concerns. He was also able to lock a 6% interest rate when rates started climbing again, which was incredibly helpful. I'd recommend him to...
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Reply from Chris Lee
November 18th, 2024 07:26 PM
Hi Kathryn, Thanks for the kind words. I appreciate your business and hope you and Thomas enjoy your new house for many years to come. I will reach out when the rates eventually get down to 5%....Chris
Beau House and his team were amazing throughout the entire process. Thank you!
Reply from Owner
July 4th, 2025 12:00 AM
Michelle, we are glad to hear you had an amazing experience. We appreciate your business!
For first time homeowners, we had a lot of questions. Chris was always available to talk through any concerns. He was also able to lock a 6% interest rate when rates started climbing again, which was incredibly helpful. I'd recommend him to...
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Reply from Owner
August 7th, 2025 12:00 AM
Kathryn, congratulations on your first home! We are thankful you chose to work with Chris and First State Bank Mortgage!
Ron and Stephanie were professional, courteous and efficient. I will not hesitate to refer friends and family to your bank.
Reply from Ron Ruzicka
November 22nd, 2024 01:21 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Extremely responsive and knowledgeabl!
Reply from Nathan Grojean
November 21st, 2024 03:39 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Chris was a wealth of knowledge and vital to our success as first time home buyers. He was more than happy to walk us through any part of the process if we were confused or concerned and always seemed to have our best interests in mind. I would...
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Chris and his team were excellent and made the loan process easy. This was a big discension and he was reassuring. Chris was able to lock me in a great rate in a time when rates were up and down. I would recommned Chris and First State Bank...
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Reply from Chris Stecher
November 20th, 2024 12:38 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”