St. Louis, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Steve was always available to address problems. Communication was good. The First State Bank online portal for uploading and reviewing documents worked well.
Reply from Steve Carrico
January 16th, 2025 01:41 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
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Michelle Leesmann
Michelle is extremely knowledgeable about this business and broke everything down so I could understand it. She stayed on top of all my concerns and put me at ease in a situation that is pretty stressful for the first time home buyer. I highly...
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Reply from Michelle Leesmann
January 15th, 2025 03:36 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
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First State Bank of St. Charles
Michelle is extremely knowledgeable about this business and broke everything down so I could understand it. She stayed on top of all my concerns and put me at ease in a situation that is pretty stressful for the first time home buyer. I highly...
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Reply from Owner
October 3rd, 2025 12:00 AM
Colene, thank you for sharing your experience! We are glad to hear that Michelle and our team made the lending experience easier for you. Congratulations on your new home!
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Chesterfield
My experience with first state bank mortgage was nothing short of awesome. The staff was extremely helpful in getting us into the home that we wanted to buy. Can’t thank them enough and would recommend them to any of my friends.
Reply from Owner
August 7th, 2025 12:00 AM
EJ, we are ecstatic to hear that we have earned your recommendation! Thank you for placing your trust in us and please let us know if we can assist you in the future.
Jeff was incredible with communicating exactly what was needed for all of the information he needed to collect. He did a great job of doing everything he could to make this experience smooth and easy.
Reply from Jeff Fetterhoff
January 13th, 2025 05:41 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
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Bill Beezley
Everything went as planned and communication was great.
Reply from Bill Beezley
January 7th, 2025 03:00 PM
Really appreciate your positive feedback, Thad! I'm glad to hear that everything went as planned and you were satisfied with our communication. That's always our goal at First State Bank of St. Charles. Looking forward to serving you in the...
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Brad is very responsive, knowledgeable and get things done. He and his team are professional
and efficient.
Reply from Brad Fink
January 12th, 2025 03:22 AM
Thanks for the great feedback. I hope you enjoy your new home!
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Russ was awesome to work with . He made purchasing my home an excellent experience. He took all the stress out of the financing . I really appreciate that he kept me informed through the whole process, letting me know what I needed to do and...
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Reply from Russ Bray
January 12th, 2025 03:03 AM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Annette did an amazing job of explaining each step and making sure I understood exactly what was happening and what I needed to be doing. The process was seamless thanks to her guidance.
Reply from Annette Bealmear
January 11th, 2025 03:59 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
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Simple to upload the documents and emails were timely in telling me what I needed to take care of.
Reply from Rick Whisman
January 6th, 2025 07:09 PM
Russ, thanks so much for your continued support and feedback on your experience!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”