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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(888) 995-1256
Santa Barbara, CA
https://www.s1l.com/
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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5 Star
97%
4 Star
2%
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Reviews from Web
  • for
    Jason Montoya
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    Daniel E
    Posted on April 28th, 2025 03:48 PM
    I had the pleasure of working with Jason on securing my home loan, and I couldn’t be more grateful for him support throughout the process. Despite a very short contingency period, Jason made the entire experience feel smooth and stress-free....
    read more
    Reply from Owner
    January 9th, 2026 10:06 AM
    Thank you so much for the wonderful review Daniel! I'm thrilled we were able to help pull this together for you!
  • for
    Steve Haddad
    Encompass
    D
    Daniel M
    City of Los Angeles (M, CA
    Posted on April 25th, 2025 03:41 PM
    Great customer service and quick responses when neede. High recommended to anyon!
  • for
    Baha Maleki
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    Jay U
    Posted on April 24th, 2025 03:55 PM
    Baha and her team are honest, informed, and efficient. They made the refinance process incredibly easy. Will be recommending to everyone who needs their services!
  • for
    Baha Maleki
    Encompass
    J
    Jaymes T U
    San Diego, CA
    Posted on April 24th, 2025 03:55 PM
    Baha and her team are honest, informed, and efficien. They made the refinance process incredibly easy. Will be recommending to everyone who needs their services!
  • for
    Steve Haddad
    Encompass
    R
    Roger D C
    Rancho Mirage, CA
    Posted on April 22nd, 2025 11:39 PM
    Both Steve and Melissa were very knowledgeable, friendly, and outstanding at guiding me and assisting me throughout the entire home buying process. They worked well my realtor, Cory Alan, who recommended them highly, and after working with...
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  • for
    James S. Carmody
    Encompass
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    Brooke N
    LAKESIDE, CA
    Posted on April 22nd, 2025 02:23 AM
    James and his team were a huge help to my husband and I in securing our first home loan. He made the process easy and understandable. We would definitely recommend him to friends and family in the future.
    Reply from James S. Carmody
    April 22nd, 2025 03:44 PM
    Thank you for your kind words, Brooke. It was an absolute pleasure assisting you and your husband. I am always here as a resource for you guys moving forward, and I wish you nothing but the best in your new chapter!
  • for
    Heather Millspaugh
    Encompass
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    Nicole A M
    SANTA ANA, CA
    Posted on April 22nd, 2025 12:55 AM
    Heather really worked with us and explained each step of the process. Looking forward to working with her again!
    Reply from Heather Millspaugh
    April 22nd, 2025 01:36 PM
    Thank you Nicole!
  • for
    Alex Kirkland
    Encompass
    G
    Gary P L
    PAYSON, AZ
    Posted on April 20th, 2025 11:14 PM
    Thank You Alex ! You were an Awesome help to Us !
  • for
    Steve Haddad
    Encompass
    C
    Cory A
    Rancho Mirage, CA
    Posted on April 17th, 2025 03:08 PM
    y plenof follow up and advice given by both Melissa and Steve to complete a successful transaction and even close a week early.
  • for
    Baha Maleki
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    Cartarial W
    Posted on April 16th, 2025 02:03 PM
    I appreciate the clear communication and the time you took to break things down to me and my wife throughout the entire process of of trying to find a home for our family.
    Reply from Owner
    May 14th, 2025 09:29 PM
    I'm thrilled to hear that the communication and support were helpful to you and your wife during your home search. It was a pleasure assisting your family through this important process. Thank you for your kind words!
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235